LloydsTSB Fixed rate Isa 6.5%

shaz77_2

This account seems to be exactly what I have been looking for.

One question however if I set one up today will the interest rate remain fixed until this time next year?

Fella

MiserlyMartin wrote: »

Has anybody opened this ISA by solely using a transfer form, from another ISA? I can't subscribe to it in this tax year. I'm assuming that Lloyds allow us to open the ISA in this way, am I right?

Yes, I did so yesterday.

stevedb11

Hi, Does anybody know if I can open the lloyds fixed rate isa,as a new customer,or do I have to already have accounts at lloyds.
Thanks

KTF

New customers have to go to the branch to open it up. Existing customers can do it over the phone.

stevedb11

KTF wrote: »

New customers have to go to the branch to open it up. Existing customers can do it over the phone.

Thanks KTF, I'm off to my local branch,they open at 9:30:D

Dagobert

You have to introduce this year's ISA when opening the account:

You cannot open a Fixed Rate Cash ISA where you have already opened or contributed to a Cash ISA ... in the same tax year (unless you transfer the whole account into this one)

I have this year's ISA with A&L @ 8.1% until the end of April and previous years' @ 5.8%.

Fella

I was in the branch nearly 2 hours setting mine up. I was sat with 4 different people & they tried to sell me numerous other products. Also be warned that they don't seem to have the capability of looking up either the account number & sort code or the address of your old ISA provider (both I and my g/f had to ring our old provider's from within the Lloyds branch to provide them this info).

john.xs

is there a limit of £9000 or can you transfer more in?
regards,
john

Jonbvn

It seems like this ISA is being sold as a loss leader. I.e. trying to sell you some of their other ([EMAIL="!!!!"]!!!![/EMAIL]) products!

What happens if you refuse to provide them with the information that they don't legally require to open the account?

johnmoney05

Just phoned them to open the account. I told them all the info would be the same as my current account. BUT, they still asked lots of info. Even asked my last address which was 10 years ago and that was not even in this country. I told them, put down whatever you wanted there...after all, that was 10 years ago, I couldn't remember it. Then they asked me if I had a house insurance. I told him I am a lodger and it will not be my business for the insurance. At the end, I asked what would happen after 1 year of the term. They only said you would receive the details of the terms and conditions within a couples of days. The call almost lasted 30 mins!!!