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PoppyOscar, Le Cochon and the MFW adventure

199100102104105120

Comments

  • Sounds like all is going well in the MF world!! :beer: and things with new man sound lovely too :)
    Great to have opportunities with the equity in your current place- worth sussing out what your options are Id say- I think gut instinct can tell us alot when it comes to final decisions...

    Free food shop sounds great too! I loooove M&S food!! very non MF but yummy! :D
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Well, food shop complete and £29.54 heading to the ISA (£20 nectar points+£2.54 multibuy savings+£7 M&S).
    Off to transfer the cash!
    :)
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Bad day today - my laptop lost a report I'd written at 5.30 tonight (due in tomorrow). had to rewrite most if it. Was much more succint and focused than I was the first time round!
    No spend day though - took the remains of last night's pasta to microwave for lunch and have sarnie stuff for the rest of the week - as long as I manage to get up in time to make them (can't eat sarnies that I've made the night before).
    Hopefully will also lose a bit of weight if I do that too as I am heavier than I have even been (not drastic, but clothes feeling a tad tight).
    Egg on toast tonight - that's got to be cheap!
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Another No Spend Day - took lunch again and have reclaimed my £60.43 from Severn Trent. They didn't offer to drop my DD payment too though.
    For some reason it could take up to 28 days to get to me though. Bizarre in the days of internet and online banks etc etc. bet it wouldn't take that long if they were taking it off me!
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Had a pretty much No Spend Week until Friday when I lefy my egg and watercress rolls at home so had to buy some lunch, then had to buy emergency gin after work.
    Need petrol and food today so need to get that sorted.
    Mr C been and gone. He's a poorly bunny this weekend - nasty cold. we had a BIG conversation and the upshot is that we're going to be looking at living together over the next few months. This is all dependent on houses selling etc, but he's happy to take the mortgage if i put in the equity (all legally drawn up re % etc) which would mean i would still be mortgage free on my part of the house.
    It seems like earlyish days I suppose, but all this will take time (will take me about a year to tidy my house sufficiently to market it!) and it's not like we'd be together 24/7 as he works away in the week. will make weekends a whole lot less rushed though.
    What to do what to do!
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Poo - just inadvertently deleted a long post about this weekend. Will ahve to write it again later. There have been developments! xxx

    EDIT: Seems the deleted post came back. The computer is a mysterious thing!
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    £60.43 refunded by SevernTrent and winging its way to the ISA.
    Off to update my sig!
    xxxx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Saved £7.56 on bogofs and multibuy discounts in this week's shop so have transferred to ISA.
    Small bits which would be sucked into general spends otherwise.
    Everything else going well. Can't wait til Friday - weekend away at Mr C's for the bank holiday, then a yummy week off.
    Keep striving!
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Changed energy providers recently and just had my settle it bill - i owe them £15 for the gas and they owe me £101 for the electricity!
    Sounds like a fair deal.
    That'll be another £86 for the isa when it goes into my account on June 2nd.
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I wish all bills would be like that, them giving us money (even though technically it was your money in the first place)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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