HSBC (merged threads)

bingobella_2

Hi Everyone,

Just sent off my letter last week for more charges incurred on my account

£895 in total, I WANT IT BACK HS BLOODY C

I was sucessfull before the test case to receive £2500.20 back in bank charges and im going to try again.

They have sent a reply to say about the test case, any news on that so far??

Anyway hoping to get the balance paid up ive been without an overdraft and not inccured charges since July 07.

Good Luck everone.
Bingobella

markdraper

Hi

Around 6 months ago I sent in my list of charges to HSBC, they responded with a letter saying that it was on hold at the moment, the normal letter they send out.

But now I have incurred a more charges since I last sent my list to them!
Should I renew the list and send it in again now, or wait until the test case has finished?


Any help is appreciated

Thanks Mark

natweststaffmember

Send a new list till them with new charges on them because the OFT test case has not reached judgement yet.

cmoo

Hi, i'm new on here and registered so i could get help with a problem i have. This happened a few years ago but what with all the reclaiming I was reminded of it. As a student on a 4 year course i opened up a number of student bank accounts to get all the freebies. I have an ISA from a few years before and thought i should move all the interest free overdraft from the HSBC to my other bank where the ISA was. I had my HSBC account for years before i became a uni student and never deposited or withdrew anything. i went in and sat down and agreed to my £1000 interest free overdraft. I moved the money about 2 years into my course and about a few months later the bank began to send letters to my home adress saying they were going to transfer the account to a type where overdrafts collect fees. by the time i got the letters they had closed the account and given my details to a debt collector. i paid back what i owed as soon as i found out plus a little in interest because when i went in and outlined the situation to the bank they said basically it was my problem and the matter was to be dealt with my this debt collector.

i hope this makes some kind of sense. i'd appreciate any help with what i can do - if anything- or whether i should chalk it up to experience and forget about it.

laura_bell

can anyone help?? !!!! hsbc have given us an offer to which they say i declined & as it took so long i wrote back to accept it & they said i have to wait for the outcome of the court case. i wrote to the omnibudsman who said to wait also for the outcome of the test case? is this so? thanks xxx

cumbrialasso7

hi can any1 helpme am a bit confused about this test case thing, is it worth trying to get charges back from hsbcrap at the moment or are they not acknowledging claims

mikem1986

Hi guys

Ive just noticed today that i went over my account overdraft, i went over by £32 but the bank want to charge me £44 to my account due to be taken out on the 19th March. I want to ring them before the charges are taken out and try and get them waived because i could have easily transferred money into my account to cover the £32 that i went over by? Ive read the reclaim threads but i cant see anything about getting them removed before its actually taken out of my account?

Any advice please?

Regards

mikem1986

I know i am in the wrong too but still £44 on an £32 over is a bit ridiculous isnt it?

thats an extortinate amount of interest if looking at it that way isnt it?

mikem1986

Ok thanks. I will

Cheers

mikem1986

If they dont decide to waive the charges is there anything i can say in regard to rules and regulations to help my argument?