Mooloo's struggle with babies and bills

Js_Other_Half

So pleased for you - hope the new house feels like yours very soon:D

Savvy_sewing

MiniLauraRocks wrote: »

Great to hear some more good news, long may it continue! Are you still going to have your own wee area in the new house?

Hi, just a quick peek while I am at my BFs this morning.
Technically I will be sharing the family sitting room, but the bedroom I have has its own en-suite shower room, both of which are huge. I could possibly have a chair or small sofa in the bedroom!! We will see. But the idea is that I integrate with them a bit more, and help with those babies!!

Savvy_sewing

Now I am here in Oxford to go and finish off all the stuff that wasnot done the other day. I had a quick look around last night when I got back here. Having only had the use of the van on Sunday for one trip, I had to leave a lot of stuff behind.
I have to be at the house today anyway for the return parcel to Ann summers of the stuff twin2 had ordered, so I will be gathering up all the stuff that I can fit into the car, and see how long it takes for the parcel to be collected. That will depend on how long I stay.
I dont have broadband up and running at the new house yet. Sky cant do that all in one easy move more is the pity!!
They were supposed to install the TV at the new house between 8am and 1pm yesterday. They arrived at 7pm.! I rang at about 2.45 chasing, and they said they would be in within the hour. I left the house at 4pm to come back this way. Had wanted to have been at the Physio classes at 3pm here, but that was a no go.
Got to be back here in Oxford again tomorrow, to see the other Physio for my arm/neck. And that is a must.
My Dad and Biggest of Mooloo's will be calling into the house on my absence and chasing the twins as I know that now that the TV has been connected they are not going to be doing if I am not standing over them.
Dispite what they say.
I left them the dinner in the slow cooker last night. I want to get back asap today, so that they still do things. Come back this way in the afternoon.
I am dismayed at the lack of help I got from twin2, but twin1 did up the anti and helped a lot more.
Time to go, so that I am at the house. Just incase the parcel man comes early. (BUt I bet he doesnt, as I have limited stuff there and no Computer, no TV etc, Oh and no water, as to disconnect the washing machine we had to turn it off at the mains, as the pipe was erroded and stuck. So I had a flood. !!
Take care, be back when I get a minute.
PS. I am tired, bit sore, but I am coping. Today on my own will be another thing. Must remember not to kill myself in the process.!!
BF still hasnt been to the new place. Still thinks that I am not doing the right thing, and thinks that I will "let him down"? Not sure with what, but I wont be able to travel back and foreward 3 times a week. The cost of petrol in my huge car is prohibative. I have spent £120 on fuel this last 10 days as it is!!
Hopefully in time he will visit. He did promise he would one day!!

elona

Have you thought that BF is letting you down!

It does not sound as if he is being supportive or understanding at all!

A decent BF or even friend would have been helping fetch, carry and drive stuff around for you.

Sorry if this upsets you but he is sounding a bit selfish and self centred to me and you deserve better treatment!

Big hug and I hope everything goes well.

Savvy_sewing

I think he is hurt, and that is why he is acting this way.
He has shown some help, on sunday morning he helped load the car with TVs computers and other stuff that was ready. But I wasnt fully packed enough for much more. I am having to pack stuff, empty at otherend and bring the bags and boxes back to refil. So its a slow process.
I made head roads yesterday and all of the upstairs was done, and the frontroom/kitchen was finished.The car was full to the brim. (And Ann Summers had a mix up so they didnt collect the parcel. so I was there from 9am till 4.30 meaning I had to drive back to Towcester in the rush hour traffic!.
I was exhausted when i got in. DS was being a pain and we had a shouting match as he wouldnt unload the car. Twin1 did it once her baby was in bed. Infact she has been the most helpful of them all. Which is surprising.
BF has offered an olive branch and has said that he will help me with the last two rooms, my sitting room, and the baby/junk room, this evening. I then should think that the place will just need the carpets cleaned and I will be good to go.
Biggest of Mooloos has helped me arrange the new front room with the furniture I bought second hand at the BHF shop in Northampton. So we are able to sit on chairs and a sofa/bed now.
My Dad has been popping in, lent me the hoover today as mine broke! Yep typical mine died on me yesterday. The hose split and already the pipes were cracked!! Well it will have to be a dust pan and brush for a week or two as the money will be extreemely tight now I am off work.
Talking of money I only logged on to check the bank account stuff. I am at BF's now. I had a physio apppointment here I needed to keep. My Broadband hasnt started yet.

Savvy_sewing

Now that I have looked at the money in the bank, I am worried that my money for the next months rent might not be in by the time its due. I have received the council tax benefit/housing benefit application forms for the twins and myself. One each. We are sharing the cost of the rent between us, so its £400 each is responsible for, as we are all on the tenancy agreement. What if the council doesnt sort it out before the first of the month? I cannot have an overdraft as I am a bankrupt and my account wont allow it?

Now I am worried that as I have been written a sick note for the 2 months, and really seriously do not think that I will be returning to work, My doctor had previously mentioned that I should be on incapacity. But How do I go about getting that one? I am not sure if I will have to be off of work for another 26 weeks or not?
As I was off with the same problems this time last year, and was off for 5 months nearly, does it mean I have to start all over again? Does anyone know where I should be able to find the answers to this one out?

I feel guilty that work will not be able to replace me, if I am on the sick, and they will be busy over the christmas period. But if I was to resign as I cannot cope with the job etc etc, I think I would end up without any funds at all?
Am I right in thinking that I would also loose my Family Tax Credits/Working tax credits if I came off of the sickness? I know that the job will not pay me full pay for more than the 2 to 2 1/2 weeks as I have already been off this year?
I am beginning to panic about how much I will actually have to live on?
I know that I should not be responsible for the twins side of the rent at least. So I would be at least £280 a month less to pay out then I had at the old house. (Currently paying £680 a month in rent out of the £1500).
I have no idea how the rents will be worked out now that the tenancy is split into 3?
Who is responsible for the council tax payements, Me?
I will still need to ask the twins for rent, to help with the cost of the electric, gas, water and food etc.
(Not that twin2 is paying me all of it, as what she is paying me, is going back on her baby while the rest of her money is swallowed up in massive bank charges etc, and the over the overdraft she is in!!).

Js_Other_Half

Council tax payments will be between all 3 of you by the look of things?:
http://www.winchester.gov.uk/Housing/CouncilTax/CouncilTax-GeneralInformation/General.asp?id=SX9452-A781AD39&cat=6814

"
Joint Tenancy Agreement
If you hold a Joint Tenancy Agreement then all those named on the agreement are liable to pay (provided their sole or main residence is at the property). Provided we know all of the tenants' names, you will all be named on the bill. Remember you will be joint and severally liable."

I would assume that the twins 1/3rd each will be covered by council tax benefit if they're unemployed? The HB forms you should have filled in for new house should also act as applications for CT benefit i think?

No ideas about the sick pay/incapacity though.

Savvy_Sue

You need to look at the stickies on the Benefits board, mooloo. Just above this one. Got to dash but hope that will help.

Savvy_sewing

Morning,
Well there has been a turn around for the books, my BF has obviously had some time to think about his actions. Yesterday he came with me to clear the majority of the stuff left in the last two rooms to clear. We loaded up the car in double quick time.
I shall be going back with the stuff this morning. Just waiting for the rush hour to pass, and a call from DS school.
BF has also said that we can arrange to visit each other, and have a day in the week each, and alternate weekends. That would be brilliant. He has even talked of coming to see me on Friday. (If the house is ready!).
So perhaps I will be dashing home and rushing around checking that things have been done.
DS was supposed to start school yesterday, then today, now its up to when the old school here has given over relevant information to the new school. Some technical hitch.
Imagine DS is willing, even wanting to go to school and has even got to wear a school uniform, and yet he hasnt been allowed to go due to some administrative errors here at the school.
Time for the call to school.
I have emailed them as well, (just incase someone said I didnt contact them!).
I am worried about the finances, but I will cope, some how.
I suppose the budget for this coming holiday will have to be trimmed to the bone thats all. With no credit cards etc to fall back on, I dont really have much choice. It will be more difficult as I am with BF and his family. I just hope that we work it out evenly.!!
Back to today. Telephone the school.
Collect sign anything.
Drive car back
Get family to unload
Direct them as to where everything must go.
Fit in a hot bath to relax the pain and then I can dose up my medication.
Look at the budget
Change over addresses
List the rest of the things I need to do.
And make sure that as much of the house is habitable before Friday!!

SuziQ

Well done Mooloo you are very organised. I am so glad your bf has come around to the necessity of your move and I hope a much smoother period now awaits you. Also hoping your ds will be much happier in his new school.