Best Balance Transfers Discussion Area

AndersLimpar_2

Just found out im having a £900 car bill a month before i buy my first house! Perfect timing!

Will pay for it on my current CC (Barclaycard onepulse) will then move it to the VIrgin 0% that i have just been accepted for.

Making the best of a bad situation!

meher

teehee this is the cleverest article/thread on mse

JennyJones7

I used quidco and top cash back at least to make some money back!

read how i did it on my blog here: www. moneysave.yolasite.com

thanks!

wellington66

To anyone taking out a credit card with RBS for the 0% on balance transfares, make sure you tell them you want the 0% on the transfare or you will not get it. I recently accquired one but did not mention the 0% on balance transfares then transfared my debt and am still paying interest, they gave me the 0% on purchases which i didn't ask for and don't want, so i now have to go through another balance transfare hope this helps.

AzimScot

Has anyone applied for a credit card that has a minimum income criteria some of them are asking your income to be at least £20-£25K before being considered never seen this before or is it a deterrent?

Froggy08

Hi,

I currently have a Virgin credit card (MBNA) on which I used its balance transfer offer of 0% for 16 months.

This offer is due to expire in January 2011.

As I still have a significant balance on this card I am looking to find a similar 0% transfer offer in the coming months.

Virgin have recently sent me letters offering a similar 13 month 0% offer for new balance transfers.

I wondered if it would be worth asking them to apply this offer to my existing balance, otherwise I will transfer to another card and close the account?

Has anyone tried this recently with Virgin?

Thanks,

Karl

digreenwood01

Hi there,
My partner's currently paying off debt on a credit card. I'd like to help him out so that he pays it off quicker, but he's got quite poor credit history so can't get the 0% balance transfer cards. Is there a way that I can open a card in my name and shift his debt across, or a way that I could act as a guarantor so that he could get a card approved? If either of these are possible, how would it affect my credit rating?
Any advice would be much appreciated!
Thanks.

berol

Thanks for the advice. I got myself into some horrible trouble at uni. Could have avoided it with this advice.

smith906

hi all, i am new here.

darwood_2

Hi there, could someone help me with a problem please ? I have just got a card with 16 month 0% balance transfer but need to know if balance transfers can only be for debt on another card that was owed before I got my new card or can I purchase something on my old card now and transfer it now so I have 16 month to pay it off ? Thank you.