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Summertime 2026

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Comments

  • Brie
    Brie Posts: 17,867
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador

    @C_J you go girl!! (am I right in assuming girl? I keep losing track!!!)

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅🏅
  • C_J
    C_J Posts: 3,421
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Girl indeed 😁

  • C_J
    C_J Posts: 3,421
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    I spoke to the shed company this morning and they said they are taking bookings for installation from mid October onwards so that takes the pressure off a bit. They’ll honour the sale price too. I spent two hours in the garden this morning sorting things in the shed and dividing stuff into different boxes for plastics (broken plant pots etc) and metal (old metal staging that had gone rusty, tools beyond salvage), have loaded them into the car along with another one tonne bag of nettles, hedge clippings and brambles and have booked a slot at the tip for later today as I will be heading right past it anyway this afternoon.

    I feel like I’ve had a successful morning!

  • Rhyddid2026
    Rhyddid2026 Posts: 1,576
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    I've ordered a new hose for Hetty as she's struggling. She's been part of my life for 11 years and she's put in more graft than any human partner or housemate I've had in the house. She deserves some TLC. I'd be heartbroken if she gave up on me.

    😄

    Debts                04/01/25       01/10/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
  • KajiKita
    KajiKita Posts: 10,911
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    Weeded and remulched around my parsley plants that are my supply into winter.

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 74 books of target 52 in 2026 as @ 14th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Wednesday2000
    Wednesday2000 Posts: 9,206
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    I was so tired after going out in London Friday and Wednesday to the concerts. I was standing up for the second concert too so I think that made me tired. I had almost 12 hours sleep last night. I kept waking up cold as still have the summer duvet on the bed, but I was too tired to get up and put on warmer clothes.

    I bought some more dresses from my holiday to Ibiza from a charity shop yesterday. I have far too much as I have about 7 "new" dresses now and I'm only going for 4 days! I will have to cut them down before I pack. I also ordered a summer read from Amazon. The Weekend by T M Logan. I still need to buy some swimming costumes but I have a few weeks yet.

    I'm going out again in London Monday and Tuesday so I'm just going to relax this weekend.

  • Brie
    Brie Posts: 17,867
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador

    was pouring the coffee grounds on the flower beds this morning and discovered that a tomato plant has popped up out of no where!! No flowers on it yet but maybe I'll get lucky!! Meanwhile I've had to buy some from Lidl as those on my plants were all starting to split and I'd only get about 1/3 that was usable.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅🏅
  • Rhyddid2026
    Rhyddid2026 Posts: 1,576
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    I kind of finished painting the garden wall that I started months ago. I can't do behind the trellis as the clematis is still covering it, so that will have to wait til a rare dry day in autumn.

    I've attached the new hose etc to Hetty. The collar thingy on the top of the hose isn't quite sealing tight, so the suckage is not quite as strong as the old one, but given that the old one would suck off skirting boards and plaster maybe that's not such a bad thing. I've washed my sofa seat cushion covers and put them back on, and I've used one of the Hetty attachments for the first time ever! Such a grown up!

    I've done my gas meter reading and I've increased my water standing order from £30 to £40. Sad times but it's been a very dry summer and I'm down to one water butt instead of two for the garden. To counteract that the gas and electric DD is down from £150 to £130.

    I think I might give myself a much overdue mini pamper this evening.

    Debts                04/01/25       01/10/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
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