Halifax to vanish?

csw5780

I have accounts with all three brands. Halifax and BoS are visible in both their apps. However Lloyds accounts only appear in the Lloyds app without visibility of the others. Any ideas?

Eco_Miser

https://forums.moneysavingexpert.com/discussion/comment/82057024#Comment_82057024

It gets rebranded as a Lloyds account, but apparently it will actually be a BOS account, as all Halifax branded accounts have been since the Halifax/BOS merger. This will get interesting for FSCS purposes distinguishing between original Lloyds accounts and ex-Halifax Lloyds accounts.

Barkin

https://forums.moneysavingexpert.com/discussion/comment/82057261#Comment_82057261

No ideas - all of my Lloyds accounts are visible in the Halifax app

Maegi

https://forums.moneysavingexpert.com/discussion/comment/82057282#Comment_82057282

They were able to distinguish between Lloyds TSB and Lloyds TSB Scotland accounts easily enough previously.

It's also quite possible they'll migrate the Halifax to Lloyds brand cohort over the Lloyds Bank plc later on anyway.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82055775#Comment_82055775

@ZeroSum I don’t think we need to worry, as long as YouGov continue to use PLAID for the connection. PLAID starts by offering you a long list of banks to log into, so we just log into Lloyds in future. It’s working already. I have just renewed all my Halifaxes by logging into Lloyds. Panic over 😀

Nebulous2

https://forums.moneysavingexpert.com/discussion/comment/82057140#Comment_82057140

I have 3 regular savers between the two banks, one being a Club Lloyds. The Lloyds regular saver matures later this month, and the Halifax one recently renewed and is only 2 months in. It will be interesting to see if I get to renew the Lloyds one this month.

I assume I will, as the changes will still be a work in progress.

The regular savers aren't much of an issue for me, but I'm fond of my Clarity card. Other providers have blown hot and cold on foreign transactions, chopping and changing offers, but Clarity has consistently done what it says on the tin.

ChirpyChicken

If you live near the border will there be any option to shift to BOS without having to apply for new accounts.

King_Of_Fools

https://forums.moneysavingexpert.com/discussion/comment/82058775#Comment_82058775

Not keeping the same account number, no.

It is addressed in the FAQs:

https://www.halifax.co.uk/brand-change/change-faqs.html

If I live in Scotland, can’t I just change to Bank of Scotland instead?

All Halifax accounts are being rebranded to Lloyds. We are happy to support customers who want to move their accounts to Bank of Scotland.

Eco_Miser

https://forums.moneysavingexpert.com/discussion/comment/82057963#Comment_82057963

Yes, they're easy to distinguish by sort code, I was thinking about the description they will have to use in the documents describing their FSCS protection - BOS will have to include "and some Lloyds branded accounts" and Lloyds will have to explain that only some Lloyds branded accounts are included in their FSCS protection.

jackjones01

https://forums.moneysavingexpert.com/discussion/comment/82058775#Comment_82058775

You have to apply for a new account then switch into it. I registered for BOS app yesterday using my Halifax details then applied in the app and I was not credit searched to open a bank of Scotland account.