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Amazing April's No-Spend Days Challenge!
Comments
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Something to ask everyone. I have been wondering for a while whether we shouldn't have an emoji for 25 days. I can see pros and cons.
Pros: there are people who get to 25 every month, so it might be nice to have an emoji to acknowledge this.
Cons: people might feel under pressure to aim for 25 when it shouldn't make any difference to current targets. It also means further to scroll across on the chart.
What do we think?
0 -
16/14 for me please 🥰
1 -
April 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
15
beanielou
20/19
BlueKelpie26
14
cathybird
18/15
Deb4
12/10
Dizzycap
21/20
Doris17
20
ET22
1/20
GreenFrogMum
5/10
Honeysucklelou2
3/10
InDebtEnby
11/13
KajiKita
18/20
laurenh1
14/18
LittleMissDetermined
16/20
loopylupin
9/12
Mamma2004
16/14
OptimisticSaver
16/22
Pinkpieuni
11/10
QueenJess
15/15
Rupacomp
5/10
ThriftyPrincess40
19/22
VickyA 2
8/15
WannaBeeFree
12/10
Everyone welcome to join!
1 -
I think it would be nice - I love the emojis. I’ve never got that high myself. I prefer to aim low and always beat my target to make myself feel better 😂
2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
a NSD for me today. I love the emoji’s 💕
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
Not today. Had a head fit and bought some new work trousers!
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
😂😂🤣. That's why I changed to aiming for 10 first each month as opposed to 0/20 each start of a new month which began to make me feel anxious. Why? Absolutely no idea 🙃.
@cathybird - I think the extra emoji is a great idea certainly for continued motivation for those who reach high(ish) NSD targets. I can see both the pro's and con's, but it would certainly be worth a go 🤗😋 imho.
** Very early call for a 21/20 NSD Thursday. Busy day tomorrow, hoping to get to bed early(ish) and I'm bound to forget to report my NSD 🙃.
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)1 -
Declaring another NSD for today.
2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
Another one for me today please Cathybird
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
Another one for me today please Cathybird.
I am fairly new here but feel the pros of an extra 25 emoji outweigh the cons.
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 12/10
April AFD challenge 6/141
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