We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Amazing April's No-Spend Days Challenge!

Comments

Dizzycap Posts: 1,814 Forumite

22 April at 12:37AM edited 22 April at 12:42AM

Well done everyone with the NSDs - Let's keep the April NSD Train rolling xxxxx
A very early call for a 20/20 NSD Wednesday - Whoop!

~ NSD 2026 Challenge April 23/20 (4)
# Spectos/Royal Mail Monitoring 2026 - CMD
# No.12 Save £2 a Day 2026 £243.32 / £730 (4)
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
# No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)
# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
# No.5 Fiver Friday Challenge 2026 £85/£230 (4)
# Make £2026 in 2026 £1934.27 / £2026 (4)
2
Wanna_Bee_Free Posts: 2,752 Forumite

22 April at 1:13AM

Change of plans meant an unexpected NSD today, Tuesday.

https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 12/10
April AFD challenge 6/14
1
beanielou Posts: 99,389 Ambassador

22 April at 4:11AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.
1
Pinkpieuni Posts: 252 Forumite

22 April at 5:29AM

Another one for me.

Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
1
loopylupin Posts: 67 Forumite

22 April at 6:09AM

early call on another NSD today, no plans to go out.

1
QueenJess Posts: 4,775 Forumite

22 April at 6:32AM

Declaring a NSD very early today. There won’t be any time to spend anything!

2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
1
Deb4 Posts: 343 Forumite

22 April at 7:13AM

Another NSD for me yesterday taking me to 12/10

Make £2026 in 2026 #19
February NSD
1
LittleMissDetermined Posts: 10,603 Forumite

22 April at 7:14AM

It's one for me today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £4685/£6000

1
Optimistic_Saver Posts: 366 Forumite

22 April at 7:18AM

One for me today - NSD #16/22

March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27

NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94

Mortgage: £54,048.73
1

cathybird

cathybird Posts: 16,528 Forumite

Part of the Furniture

10,000 Posts

Name Dropper

Photogenic

22 April at 1:37PM edited 22 April at 1:37PM

April 2026 NSD totals

NSD-ers	Totals	Off to a start	5 days	10 days	15 days	20 days	Target reached	Target beaten

AuntieL	15
beanielou	20/19
BlueKelpie26	14
cathybird	18/15
Deb4	12/10
Dizzycap	20/20
Doris17	20
ET22	1/20
GreenFrogMum	5/10
Honeysucklelou2	3/10
InDebtEnby	11/13
KajiKita	18/20
laurenh1	14/18
LittleMissDetermined	15/20
loopylupin	9/12
Mamma2004	14/14
OptimisticSaver	16/22
Pinkpieuni	11/10
QueenJess	14/15
Rupacomp	5/10
ThriftyPrincess40	18/22
VickyA 2	8/15
WannaBeeFree	11/10

Everyone welcome to join!

2

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
354.4K Banking & Borrowing
254.4K Reduce Debt & Boost Income
455.4K Spending & Discounts
247.3K Work, Benefits & Business
604K Mortgages, Homes & Bills
178.4K Life & Family
261.5K Travel & Transport
1.5M Hobbies & Leisure
16K Discuss & Feedback
37.7K Read-Only Boards