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Amazing April's No-Spend Days Challenge!
Comments
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5/10 for yesterday please Cathybird
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 4/10
April AFD challenge 3/141 -
Another one today.
Challenges
NSD - April - 8/10
1. 2026 Mortgage-Free Wannabes #61 £13,437.76/£29,000, MF target May 2026, current mortgage balance - £15,177
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £900
1 -
one for me again today 👍
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 8/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026 £24
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
One today.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Yesterday was a bit spendy - back on track today with NSD #9/22
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
April 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
15
beanielou
11/19
BlueKelpie26
14
cathybird
9/15
Deb4
5/10
Dizzycap
9/10
Doris17
20
ET22
1/20
GreenFrogMum
1/10
Honeysucklelou2
3/10
InDebtEnby
6/13
KajiKita
8/20
laurenh1
7/18
LittleMissDetermined
7/20
loopylupin
3/12
Mamma2004
6/14
OptimisticSaver
9/22
Pinkpieuni
8/10
QueenJess
6/15
RhiBi
15
Rupacomp
1/10
ThriftyPrincess40
12/22
VickyA 2
2/15
WannaBeeFree
5/10
Everyone welcome to join!
0 -
Not one for me today - spent on some garden compost that wasn't strictly necessary. Back to it tomorrow.
2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0000
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