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Amazing April's No-Spend Days Challenge!
Comments
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Nsd today for me
Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,500
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £1,292
1 -
4/10 for me today please Cathybird. I have lunch to take with me.
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 12/10
April AFD challenge 6/141 -
Another one today 🥳 - NSD #7/22
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Not one today… on a whim I have agreed to go out with a local ladies social club for a drink and a bite to eat.
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4861/£60001 -
I've not had anymore since Monday hopefully at the weekend I will have some more and next week when DS is back at school I will be back on it
Make £2026 in 2026 #19
February NSD1 -
one today 💪🏻
#no 3 Debts off by Xmas 2026 £12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% -
#cc4. MBNA 0/2000 0% runs out soon
#loan2 0/10,500 13%1 -
April 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
15
beanielou
8/19
BlueKelpie26
14
cathybird
8/15
crazybeautiful
20
Deb4
4/10
Dizzycap
8/10
doingitanyway
12
Doris17
20
ET22
1/20
GreenFrogMum
1/10
Honeysucklelou2
3/10
InDebtEnby
4/13
KajiKita
5/20
laurenh1
5/18
LittleMissDetermined
6/20
loopylupin
2/12
Mamma2004
4/14
OptimisticSaver
7/22
Pinkpieuni
6/10
QueenJess
4/15
RhiBi
15
Rupacomp
1/10
ThriftyPrincess40
10/22
VickyA 2
2/15
WannaBeeFree
4/10
Everyone welcome to join!
1 -
Declaring another NSD today - only spend was essential travel to work. Very tempted to buy myself something for dinner, but resisted as my freezer is full.
2026 decluttering: 1,244 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 365🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
A NSD for me, that’s 2/12
1 -
early call for a NSD
#no 3 Debts off by Xmas 2026 £12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% -
#cc4. MBNA 0/2000 0% runs out soon
#loan2 0/10,500 13%1
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