Where to keep your card?

Nebulous2

https://forums.moneysavingexpert.com/discussion/comment/81936251#Comment_81936251

My cash usage has dramatically declined over time. I used to take £200 from the ATM, and once it was gone I'd take another £200. I now take £50 and it can stay in my purse for weeks.

I still need some though.

We've quite a variety of takeaways nearby, and at least two of them, including our favourite Chinese takeaway, are cash only. I prefer to tip in cash as well, separately from the bill. Some small retailers who do have card machines state that they prefer cash. A nice coffee van which comes to our local farmers market gives me a small discount for cash. I'm sure he's not supposed to do that, but he's very pleasant and upfront about it, so I play along.

confederated

The last time I withdrew cash was for a Ukrainian coffee morning. I can have a £5 note in my wallet and it will stay there for months and months. If an establishment or service provider is ‘cash only’ I am very suspicious indeed. It seems pointless handing over pieces of polymer with no intrinsic value. I don’t get people’s attachment to cash. It has to be withdrawn from an ATM or a bank at some point so you end up converting electronic funds to physical funds and then they end up in a bank account as electronic funds.

UKX69

https://forums.moneysavingexpert.com/discussion/comment/81937986#Comment_81937986

I suppose being brought up in the 1950’s & early 60’s has moulded my attitude to cash. I still prefer to handle physical money and to pay for services and goods that way, but do recognise that the system today is far better than the past. But so is the opportunity for being scammed. Only talking with my wife this morning about replacing cars with horses, reinstating coal fires and bringing back the milkman! 😂

XzavierWalnut

I started to use my phone last year, but quite often the card readers would not work. The last time that I tried the seller told me it was because of the case that I had on.

confederated

https://forums.moneysavingexpert.com/discussion/comment/81938046#Comment_81938046

I was brought up in the late 50’s and 60’s too, but its all a state of mind which we can change if there’s a will to do so. My passion is technology and computers, and I remember as a little boy pressing my nose up against a cabinet of these new fangled calculators that had just arrived on the market. How things have changed since then! My philosophy is to grab the bull by the horns and go for it.

subjecttocontract

https://forums.moneysavingexpert.com/discussion/comment/81937986#Comment_81937986

Try a boot sale and see if you can buy anything with a card or a phone. 😁😁

Any church go ers ? I never see anyone putting a plastic card in the collection dish.

My experience of donations at funerals is that it's normal to place money in the envelope provided not plastic!

Vending machines.....the last one I used at the airport was coin only.

Cashless is a long way off.

confederated

https://forums.moneysavingexpert.com/discussion/comment/81938095#Comment_81938095

I agree, and was only referring to myself - I cannot speak for others. I do realise that Luddites will scratch around to find places where only cash is the norm, I just don’t usually frequent such places. A bank transfer will often suffice where cards are not accepted and it is probably safer than paying for something with cash. Electronic payments work for me 99.9% of the time.

All the vending machines I have used in recent years accept contactless payments . . .

iainambler

https://forums.moneysavingexpert.com/discussion/comment/81938095#Comment_81938095

With respect to churches - the C of E has a team who can provide tablets/card machines to enable donations with gift aid collection. The one in my church is used every Sunday - but it does not replace cash and coins in the collection plate at all.

But yes, cashless is a way off! I would probably use more cash if ATMs were more widely available, so I rarely end up using it.

Eco_Miser

confederated said
All the vending machines I have used in recent years accept contactless payments . . .

If you refuse to use cash, they would have to.

My passion is technology and computers

So is mine, which is why I never quite trust completely automated payments, even though I use them. No paper trail, just transient bit patterns.

confederated

https://forums.moneysavingexpert.com/discussion/comment/81939683#Comment_81939683

You are making this a binary issue. It’s not. I prefer not to use cash and as I said I am very rarely indeed in a situation where electronic payments wouldn’t work. I don’t refuse to use cash, I have no axe to grind on the matter I just find it more convenient tapping my phone to pay. I am also not a conspiracy theorist. I do what’s easiest for me. Do you not trust direct debits and standing orders either?