We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Fabulous February's No-Spend Days Challenge!
Comments
-
NSD for me please 16/20.
"My Life Is About The Journey Not The Destination"2 -
NSD here today 😊
KK
As at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 53 books of target 52 in 2026 as @ 27th July.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
11/10 for me today please 🥰
I'm feeling proud of myself today because I've set up a SO to buy £25 Premium Bonds every month.
Doing these MSE challenges is giving me enough financial confidence to set up a regular savings payment for the first time in a v long time.
I'm doing it as an alternative to the lottery (which I NEVER win anyway).
4 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
11/15
beanielou
18/19
BlueKelpie26
11/14
cathybird
8/TF
Changeyourlife25
3/10
crazybeautiful
16/20
cuddlymarm
6/15
Deb4
10/15
Dizzycap
20/20
doingitanyway
8/12
Doris17
16/20
Honeysucklelou2
6/10
ilovetea
13/20
InDebtEnby
8/13
KajiKita
16/20
laurenh1
14/18
LittleMissDetermined
15/20
loopylupin
10/10
Mamma2004
11/10
Pinkpieuni
11/10
RhiBi
9/14
Rupacomp
8/10
Thriftymissus
7/20
ThriftyPrincess40
18/20
VickyA 2
11/15
WannaBeeFree
7/10
Everyone welcome to join!
2 -
Only essential travel today :)
I look forward to hearing about your PBs in future Mama2004 - good luck and well done for setting it up to be automatic. Great stuff!
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
July NSD challenge 13/10
July AFD challenge 1/142 -
It's a 20/20 NSD Friday here! Whoohoo target reached 😅😂. Wihing everyone a super NSD Friday x
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'3 -
It's a no-spend Friday for me
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60001 -
One today :)
1 -
NSD today again
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110001 -
Morning, NSD for me yesterday!
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.2K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.8K Spending & Discounts
- 247.9K Work, Benefits & Business
- 605K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards







