We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Fabulous February's No-Spend Days Challenge!
Comments
-
I’ve lost the plot a bit this month.
I think I’m up to 11 now.I’m not going to make my target.
I’ve been out quite a lot, and again tonight. Also booked and paid for a solo holiday.
Ah well! Still done well so far this year. Will be back on it soon x
1 -
NSD for me today 👍
@Thriftymissus we all have off months and you’ve got this, it’s the picking back up thats the important bit 💕
#no 3 Debts off by Xmas 2026 £800/£12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @6.4%
#cc4. MBNA 500/ 2000 0% runs out soon
#loan2 300/ 10,500 13%2 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
11/15
beanielou
19/19
BlueKelpie26
12/14
cathybird
8/TF
Changeyourlife25
3/10
crazybeautiful
16/20
cuddlymarm
6/15
Deb4
10/15
Dizzycap
21/20
doingitanyway
8/12
Doris17
16/20
Honeysucklelou2
6/10
ilovetea
13/20
InDebtEnby
9/13
KajiKita
16/20
laurenh1
15/18
LittleMissDetermined
15/20
loopylupin
11/10
Mamma2004
11/10
Pinkpieuni
11/10
RhiBi
9/14
Rupacomp
9/10
Thriftymissus
11/20
ThriftyPrincess40
20/20
VickyA 2
11/15
WannaBeeFree
8/10
Everyone welcome to join!
1 -
@Thriftymissus every NSD is a win though, and @ThriftyPrincess40 is right, we all have tough months, hang in there xx :)
3 -
One for today which gets me to 15 😁
1 -
A very spendy day today! Car MOT and service.
1 -
@ Thriftymissus - You're doing just fine and we all have hit and miss months along the way. It's far better to have 11 NSDs than none and a target is something personally set but certainly not in stone xx
Talking of spendy days, I'm staying on 21/20 NSD as I've got a superb deal of 75% off babyface's food; with some jiggling, additional added discount codes, and even cashback, so I've grabbed it with both hands and purchased in bulk 🤣😂Bonus, it's all arriving early this morning as no one wanted the free delivery slot 6-8am 😅😋.Off to enjoy a well deserved coffee &
definatelymaybe a little cake before I pop off to bed for a couple fo hours😲😏.--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 7/12 - Total: 29 (5)# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £523.63 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £1105 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'3 -
Thanks Dizzycap! A good sleep and rest day has helped. Yesterday I bought a big issee, first one for sges. Think I am emotionally a bit all over the place and the seller seemed so young to be doing this.
I am planning an NSD today, fingers crossed.
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
May NSD challenge 7/10
May AFD challenge 5/143 -
NSD again for me
#no 3 Debts off by Xmas 2026 £800/£12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @6.4%
#cc4. MBNA 500/ 2000 0% runs out soon
#loan2 300/ 10,500 13%1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 261.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards