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Fabulous February's No-Spend Days Challenge!
Comments
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February NSDs total 22/20 😊
March goal 20
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £5
Emergency fund Current total £270.36/£500
Pay off by Xmas 2026 Current total left £1071.86/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs
Decluttering 365 items 50/3651 -
You & me both……
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
14/15
beanielou
24/19
BlueKelpie26
16/14
cathybird
8/TF
Changeyourlife25
3/10
crazybeautiful
22/20
cuddlymarm
6/15
Deb4
18/15
Dizzycap
26/20
doingitanyway
12/12
Doris17
21/20
Honeysucklelou2
12/10
ilovetea
18/20
InDebtEnby
9/13
KajiKita
20/20
laurenh1
18/18
LittleMissDetermined
19/20
loopylupin
12/10
Mamma2004
15/10
Pinkpieuni
11/10
RhiBi
14/14
Rupacomp
10/10
Thriftymissus
18/20
ThriftyPrincess40
25/20
VickyA 2
13/15
WannaBeeFree
10/10
Everyone welcome to join!
2 -
Shiny new March thread up and running here :) :)
2 -
The March thread has gone up later than it usually would, just a combination of me travelling and Feb ending sooner than you expect :/ but it's up now. I'm flying home tomorrow afternoon my time here, and will do my best to keep everything updated but it might be at weird times of day. xx :) :)
3 -
Thank you 😊
Hope you had a good trip?
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
final NSD of feb 💪🏻
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
Thank you for giving your time for the NSD threads you do a great job and I’d be lost without it 💕
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
@ThriftyPrincess40 thank you xx :) :)
@KajiKita yes it has been a great trip thanks, saw family & friends, always lovely. Rather thrown into disarray by the Middle East conflict though, my plane today was cancelled so I'm booked on a new flight this Thursday, tbh I would rather be flying home, but at least I've managed to sort out an alternative and aren't stuck somewhere. xx :)
3
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