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Fabulous February's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 10,011 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Not today - had a burst of inspiration for Mr KK’s birthday present on Monday 😊

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • loopylupin
    loopylupin Posts: 69 Forumite
    Sixth Anniversary 10 Posts Name Dropper Photogenic

    can I change my target for March to 12 please? Need to work harder at it next month, have a big bill to pay.

  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,932 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    A NSD today making 12/10 for Feb🥳

    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • cathybird
    cathybird Posts: 16,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 February at 12:51PM

    February 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    Target reached

    Target

    beaten

    Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image

    AuntieL

    14/15

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    beanielou

    23/19

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    BlueKelpie26

    14/14

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    cathybird

    8/TF

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    Changeyourlife25

    3/10

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    crazybeautiful

    21/20

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    cuddlymarm

    6/15

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    Deb4

    17/15

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    Dizzycap

    25/20

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    doingitanyway

    12/12

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    Doris17

    21/20

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    Honeysucklelou2

    12/10

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    ilovetea

    18/20

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    InDebtEnby

    9/13

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    KajiKita

    20/20

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    laurenh1

    18/18

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    LittleMissDetermined

    18/20

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    loopylupin

    11/10

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    Mamma2004

    14/10

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    Pinkpieuni

    11/10

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    RhiBi

    14/14

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    Rupacomp

    10/10

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    Thriftymissus

    17/20

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    ThriftyPrincess40

    22/20

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    VickyA 2

    13/15

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    WannaBeeFree

    9/10

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    Everyone welcome to join!  Untitled Image

  • cathybird
    cathybird Posts: 16,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @doingitanyway I think you were on 11 already so you are now on 12, but let me know if that's wrong. :) x

    @ThriftyPrincess40 if the spending is on vet bills or fish health you could probably still count that as an NSD if you wanted? x

  • cathybird
    cathybird Posts: 16,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 February at 12:50PM

    March 2026 NSD targets 

    AuntieL 15
    beanielou 19
    Bluekelpie26 14
    cathybird 15
    Changeyourlife25 10
    crazybeautiful 20
    cuddlymarm 15
    Deb 4 15
    Dizzycap 10
    doingitanyway 12
    Doris17 20
    Honeysucklelou2 10
    Ilovetea 20
    InDebtEnby 13
    KajiKita 20
    laurenh1 18
    LittleMissDetermined 20
    loopylupin 12
    Mamma2004 10
    MissMoneyMishap 12
    NeverendingDMP 10
    Pinkpieuni 10
    RhiBi 15
    Rupacomp 10
    Thriftymissus 25
    ThriftyPrincess40 22
    VickyA 2 15
    Wanna Bee Free 10

    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • RhiBi
    RhiBi Posts: 932 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    please can I go for 15 next month please?

    Find a little bit of joy in every day.

  • Not one for me today, I have a nail appointment ☺️💅

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper

    hello and thanks for your encouragement @cathybird and @Dizzycap and any lovely people whose message I have missed.


    I miscalculated the number of days left in February when I said I now hoped to reach 19 NSDs, 18 is the max I can go for 🤣 pleased to be at 17 today and can finish 2 short of my original target of 20 tomorrow.

    Very happy to have got here when life (and more nights out than I’d ever anticipated) get in the way!


    I’d like a target of 25 for March please.


    thanks and good luck all ❤️

  • thank you but it’s ok, the fish are an unexpected spend so I need the spend day on them to learn to factor it in in future. Luckily it wasn’t as bad as I thought but still cost £11 that I had to take out my petrol money budget. My dogs a necessity with being my emotional support but my gorgeous goldfish are a luxury. Hopefully they’re sorted now 🤞

    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
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