We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Fabulous February's No-Spend Days Challenge!
Comments
-
Not today - had a burst of inspiration for Mr KK’s birthday present on Monday 😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
can I change my target for March to 12 please? Need to work harder at it next month, have a big bill to pay.
1 -
A NSD today making 12/10 for Feb🥳
paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
14/15
beanielou
23/19
BlueKelpie26
14/14
cathybird
8/TF
Changeyourlife25
3/10
crazybeautiful
21/20
cuddlymarm
6/15
Deb4
17/15
Dizzycap
25/20
doingitanyway
12/12
Doris17
21/20
Honeysucklelou2
12/10
ilovetea
18/20
InDebtEnby
9/13
KajiKita
20/20
laurenh1
18/18
LittleMissDetermined
18/20
loopylupin
11/10
Mamma2004
14/10
Pinkpieuni
11/10
RhiBi
14/14
Rupacomp
10/10
Thriftymissus
17/20
ThriftyPrincess40
22/20
VickyA 2
13/15
WannaBeeFree
9/10
Everyone welcome to join!
1 -
@doingitanyway I think you were on 11 already so you are now on 12, but let me know if that's wrong. :) x
@ThriftyPrincess40 if the spending is on vet bills or fish health you could probably still count that as an NSD if you wanted? x
1 -
March 2026 NSD targets
AuntieL 15
beanielou 19
Bluekelpie26 14
cathybird 15
Changeyourlife25 10
crazybeautiful 20
cuddlymarm 15
Deb 4 15
Dizzycap 10
doingitanyway 12
Doris17 20
Honeysucklelou2 10
Ilovetea 20
InDebtEnby 13
KajiKita 20
laurenh1 18
LittleMissDetermined 20
loopylupin 12
Mamma2004 10
MissMoneyMishap 12
NeverendingDMP 10
Pinkpieuni 10
RhiBi 15
Rupacomp 10
Thriftymissus 25
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
please can I go for 15 next month please?
Find a little bit of joy in every day.
1 -
Not one for me today, I have a nail appointment ☺️💅
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60000 -
hello and thanks for your encouragement @cathybird and @Dizzycap and any lovely people whose message I have missed.
I miscalculated the number of days left in February when I said I now hoped to reach 19 NSDs, 18 is the max I can go for 🤣 pleased to be at 17 today and can finish 2 short of my original target of 20 tomorrow.Very happy to have got here when life (and more nights out than I’d ever anticipated) get in the way!
I’d like a target of 25 for March please.
thanks and good luck all ❤️1 -
thank you but it’s ok, the fish are an unexpected spend so I need the spend day on them to learn to factor it in in future. Luckily it wasn’t as bad as I thought but still cost £11 that I had to take out my petrol money budget. My dogs a necessity with being my emotional support but my gorgeous goldfish are a luxury. Hopefully they’re sorted now 🤞
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards







