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Fabulous February's No-Spend Days Challenge!

14041424446

Comments

  • a NSD today thank heavens 💕

    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • beanielou
    beanielou Posts: 100,593 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Not one today. Girls night out tonight.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • cathybird
    cathybird Posts: 16,789 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 February at 1:08PM

    February 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    Target reached

    Target

    beaten

    Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image

    AuntieL

    14/15

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    Untitled Image

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    beanielou

    23/19

    Untitled Image

    Untitled Image

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    Untitled Image Untitled Image Untitled Image

    BlueKelpie26

    14/14

    Untitled Image

    Untitled Image

    Untitled Image

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    cathybird

    8/TF

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    Changeyourlife25

    3/10

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    crazybeautiful

    21/20

    Untitled Image

    Untitled Image

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    Untitled Image

    Untitled Image

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    cuddlymarm

    6/15

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    Deb4

    17/15

    Untitled Image

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    Untitled Image

    Untitled Image Untitled Image

    Dizzycap

    25/20

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    doingitanyway

    12/12

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    Doris17

    21/20

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    Honeysucklelou2

    12/10

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    ilovetea

    18/20

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    InDebtEnby

    9/13

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    KajiKita

    20/20

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    laurenh1

    18/18

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    LittleMissDetermined

    19/20

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    loopylupin

    11/10

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    Mamma2004

    15/10

    Untitled Image

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    Pinkpieuni

    11/10

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    RhiBi

    14/14

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    Rupacomp

    10/10

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    Thriftymissus

    18/20

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    ThriftyPrincess40

    24/20

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    VickyA 2

    13/15

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    WannaBeeFree

    9/10

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    Everyone welcome to join!  Untitled Image

  • cathybird
    cathybird Posts: 16,789 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    @ThriftyPrincess40 fair enough, hope the fish will be OK xx :)

  • KajiKita
    KajiKita Posts: 10,462 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Not today.
    Happy with 20 as a target for March 😊 Thank you @cathybird ❤️

    KK

    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 52 books of target 52 in 2026 as @ 25th July. 
    Produce tracker: £180 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Mamma2004
    Mamma2004 Posts: 161 Forumite
    100 Posts Name Dropper Photogenic
    edited 27 February at 9:24PM

    15/10 for me 🥰

    I'll go for 14 for March please

    Thanks 💞

  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper

    one for me today, 18/20 for February 🤗

  • NSD for me today, hurrah 💪🏻

    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • KajiKita
    KajiKita Posts: 10,462 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Sadly not today as I am taking Mr KK out for dinner for his birthday 🎉❤️

    Back on it tomorrow though! 💪

    KK

    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 52 books of target 52 in 2026 as @ 25th July. 
    Produce tracker: £180 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • A final one for me today please Cathybird

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £5189/£6000
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