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Fabulous February's No-Spend Days Challenge!
Comments
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a NSD today thank heavens 💕
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
Not one today. Girls night out tonight.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
14/15
beanielou
23/19
BlueKelpie26
14/14
cathybird
8/TF
Changeyourlife25
3/10
crazybeautiful
21/20
cuddlymarm
6/15
Deb4
17/15
Dizzycap
25/20
doingitanyway
12/12
Doris17
21/20
Honeysucklelou2
12/10
ilovetea
18/20
InDebtEnby
9/13
KajiKita
20/20
laurenh1
18/18
LittleMissDetermined
19/20
loopylupin
11/10
Mamma2004
15/10
Pinkpieuni
11/10
RhiBi
14/14
Rupacomp
10/10
Thriftymissus
18/20
ThriftyPrincess40
24/20
VickyA 2
13/15
WannaBeeFree
9/10
Everyone welcome to join!
2 -
@ThriftyPrincess40 fair enough, hope the fish will be OK xx :)
1 -
Not today.
Happy with 20 as a target for March 😊 Thank you @cathybird ❤️KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
15/10 for me 🥰
I'll go for 14 for March please
Thanks 💞
1 -
one for me today, 18/20 for February 🤗
1 -
NSD for me today, hurrah 💪🏻
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
Sadly not today as I am taking Mr KK out for dinner for his birthday 🎉❤️
Back on it tomorrow though! 💪
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
A final one for me today please Cathybird
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002
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