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Fabulous February's No-Spend Days Challenge!

Comments

ThriftyPrincess40 Posts: 345 Forumite

18 February at 11:13AM

NSD today please

#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%

#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%
#solicitors /8000

Crisis fund 320/500
1
ThriftyPrincess40 Posts: 345 Forumite

18 February at 11:15AM

I might be wrong but just checked my calendar and banking and I’ve had 2 spend days this month which takes me to 16/20 👍

#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%

#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%
#solicitors /8000

Crisis fund 320/500
1
beanielou Posts: 99,416 Ambassador

18 February at 11:21AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.
1

cathybird

cathybird Posts: 16,538 Forumite

Part of the Furniture

10,000 Posts

Name Dropper

Photogenic

18 February at 12:01PM edited 19 February at 12:43PM

February 2026 NSD totals

NSD-ers	Totals	Off to a start	5 days	10 days	15 days	20 days	Target reached	Target beaten

AuntieL	11/15
beanielou	17/19
BlueKelpie26	10/14
cathybird	7/TF
Changeyourlife25	3/10
crazybeautiful	14/20
cuddlymarm	6/15
Deb4	8/15
Dizzycap	18/20
doingitanyway	7/12
Doris17	15/20
Honeysucklelou2	6/10
ilovetea	13/20
InDebtEnby	7/13
KajiKita	15/20
laurenh1	13/18
LittleMissDetermined	13/20
loopylupin	10/10
Mamma2004	8/10
Pinkpieuni	11/10
RhiBi	9/14
Rupacomp	8/10
Thriftymissus	7/20
ThriftyPrincess40	16/20
VickyA 2	11/15
WannaBeeFree	6/10

Everyone welcome to join!

1

Dizzycap Posts: 1,825 Forumite

18 February at 2:00PM edited 18 February at 2:02PM

Look at us all rocking the NSD Train 😍🤩😎
It's an 18/20 NSD here and ever closer to the Wave Dance monster 😂🤣.Wishing everyone a fabulous NSD x

~ NSD 2026 Challenge April 25/20 (4)
# Spectos/Royal Mail Monitoring 2026 - CMD
# No.12 Save £2 a Day 2026 £243.32 / £730 (4)
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
# No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)
# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
# No.5 Fiver Friday Challenge 2026 £85/£230 (4)
# Make £2026 in 2026 £1976.63 / £2026 (4)
2
loopylupin Posts: 69 Forumite

18 February at 5:37PM

another for me! Think I’ve hit my target! Woohoo!

2
KajiKita Posts: 10,011 Forumite

18 February at 6:53PM

NSD here 😊
KK

As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030

Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
AuntieL Posts: 502 Forumite

18 February at 7:26PM

NSD Wednesday

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15

MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£1000
1
Rupacomp Posts: 331 Forumite

18 February at 9:52PM

Another NSD today!

Savings goal by 31/12/24: £22000
Dec 23: £6945.23
1
Pinkpieuni Posts: 254 Forumite

19 February at 1:45AM

Nsd yesterday and today.

Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £18,683.06/£29,000, MF target June 2026, current mortgage balance - £10,482.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
1

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