We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Fabulous February's No-Spend Days Challenge!

1212224262746

Comments

  • Rupacomp
    Rupacomp Posts: 331 Forumite
    Fifth Anniversary 100 Posts Name Dropper Photogenic

    NSD yesterday, today has been a bit spendy!

    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • InDebtEnby
    InDebtEnby Posts: 301 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Another one for me, I'm struggling a bit with it this month

    Current No Spend Challenge: 13/13
    2025 No Spend Days: 51/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Dizzycap
    Dizzycap Posts: 1,823 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!

    It's a very early call for a NSD 14/20 Saturday 😋 Wishing everyone a super NSD weekend 🤗

    ~ NSD 2026 Challenge April 25/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1934.27 / £2026 (4)
  • cathybird
    cathybird Posts: 16,538 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 February at 2:19AM

    February 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    Target reached

    Target

    beaten

    Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image Untitled Image

    AuntieL

    8/15

    Untitled Image

    Untitled Image

    beanielou

    13/19

    Untitled Image

    Untitled Image

    Untitled Image

    BlueKelpie26

    8/14

    Untitled Image

    Untitled Image

    cathybird

    7/TF

    Untitled Image

    Untitled Image

    Changeyourlife25

    3/10

    Untitled Image

    crazybeautiful

    7/20

    Untitled Image

    Untitled Image

    cuddlymarm

    4/15

    Untitled Image

    Deb4

    6/15

    Untitled Image

    Untitled Image

    Dizzycap

    14/20

    Untitled Image

    Untitled Image

    Untitled Image

    doingitanyway

    4/12

    Untitled Image

    Doris17

    12/20

    Untitled Image

    Untitled Image

    Untitled Image

    Honeysucklelou2

    3/10

    Untitled Image

    ilovetea

    10/20

    Untitled Image

    Untitled Image

    Untitled Image

    InDebtEnby

    4/13

    Untitled Image

    KajiKita

    12/20

    Untitled Image

    Untitled Image

    Untitled Image

    laurenh1

    10/18

    Untitled Image

    Untitled Image

    leftatthetrafficlights

    15

    LittleMissDetermined

    10/20

    Untitled Image

    Untitled Image

    Untitled Image

    loopylupin

    7/10

    Untitled Image

    Untitled Image

    Mamma2004

    6/10

    Untitled Image

    Untitled Image

    NeverendingDMP

    10

    Pinkpieuni

    8/10

    Untitled Image

    Untitled Image

    Prodigal50

    10

    RhiBi

    8/14

    Untitled Image

    Untitled Image

    Rupacomp

    6/10

    Untitled Image

    Untitled Image

    Sallyp2

    15

    Thriftymissus

    7/20

    Untitled Image

    Untitled Image

    ThriftyPrincess40

    11/20

    Untitled Image

    Untitled Image
    Untitled Image

    VickyA 2

    8/15

    Untitled Image

    Untitled Image

    WannaBeeFree

    3/10

    Untitled Image

    Everyone welcome to join!  Untitled Image

  • cathybird
    cathybird Posts: 16,538 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 February at 6:56AM

    @beanielou hope your maw had a lovely birthday xxx :)

    @InDebtEnby hope it gets easier - I think after a few months doing the challenge there can be a bit of a sense that spending would be easier, but that passes (at least it did for me) xx :)

  • NSD here again 👍

    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • Doris17
    Doris17 Posts: 1,050 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    NSD for me please 12/20


    "My Life Is About The Journey Not The Destination"



  • beanielou
    beanielou Posts: 99,416 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic

    NSD Saturday 😁

    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • loopylupin
    loopylupin Posts: 69 Forumite
    Sixth Anniversary 10 Posts Name Dropper Photogenic

    nsd here for me! It actually stopped raining so spent a few hours tidying the garden. No trip to the shops so no spending!

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.