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Fabulous February's No-Spend Days Challenge!
Comments
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early call for NSD 💪🏻
#no 3 Debts off by Xmas 2026 £800/£12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @6.4%
#cc4. MBNA 500/ 2000 0% runs out soon
#loan2 300/ 10,500 13%1 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
8/15
beanielou
15/19
BlueKelpie26
9/14
cathybird
7/TF
Changeyourlife25
3/10
crazybeautiful
7/20
cuddlymarm
6/15
Deb4
8/15
Dizzycap
16/20
doingitanyway
6/12
Doris17
13/20
Honeysucklelou2
3/10
ilovetea
10/20
InDebtEnby
5/13
KajiKita
13/20
laurenh1
12/18
leftatthetrafficlights
15
LittleMissDetermined
11/20
loopylupin
7/10
Mamma2004
7/10
NeverendingDMP
10
Pinkpieuni
9/10
Prodigal50
10
RhiBi
8/14
Rupacomp
6/10
Sallyp2
15
Thriftymissus
7/20
ThriftyPrincess40
13/20
VickyA 2
10/15
WannaBeeFree
5/10
Everyone welcome to join!
1 -
It's a no spend day for me today
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4861/£60001 -
One yesterday and an early call for today.
Has anyone used the Sprive app? It keeps catching my eye 👀
2 -
It's a 16/20 NSD Monday 😋. Wishing everyone a great NSD.
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 7/12 - Total: 29 (5)# No.2 Save 1p A Day Challenge 2026 £295.85 / £667.95 (5)# No.4 Save £12k in 2026 - £7495.78 / £12,000 (5)# £10-a-Day Challenge 2026 - £523.63 / £1825 (5)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (5)# No.27 - Top Up EP 2 £1105 / £2880 (5).# Decluttering Challenge (5)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Nsd today.
Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,500
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £1,292
1 -
6/12 please @cathybird
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
NSD for me please 13/20
"My Life Is About The Journey Not The Destination"1 -
Not today.
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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