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Fabulous February's No-Spend Days Challenge!
Comments
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@cathybird - Enjoy your break
It's a 10/20 Halfway House NSD Tuesday 😋😀.
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)1 -
only thing I need to buy today is petrol, I will get travelling expenses back in my pay at a later date, so would this be counted as a NSD?
Find a little bit of joy in every day.
1 -
NSD today 👍
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5000 -
@RhiBi - I'd say if you're going to be reimbursed at a later date for the exact amount, then it's a NSD 😊😋
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)1 -
I get 45p a mile, fortunately I have a very economical car that uses less than that!
Find a little bit of joy in every day.
3 -
Nsd for me today.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
1 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
32b3in2013
18
AuntieL
4/15
beanielou
10/19
BlueKelpie26
5/14
cathybird
7/TF
Changeyourlife25
3/10
crazybeautiful
7/20
cuddlymarm
3/15
Deb4
5/15
Dizzycap
10/20
doingitanyway
3/12
Doris17
8/20
Honeysucklelou2
3/10
ilovetea
8/20
InDebtEnby
3/13
KajiKita
8/20
laurenh1
6/18
leftatthetrafficlights
15
LittleMissDetermined
8/20
loopylupin
4/10
Mamma2004
5/10
MissMoneyMishap
12
NeverendingDMP
10
Pinkpieuni
6/10
Prodigal50
10
RhiBi
6/14
Rupacomp
3/10
Sallyp2
15
Tenar15
12
Thriftymissus
6/20
ThriftyPrincess40
8/20
VickyA 2
6/15
WannaBeeFree
2/10
Everyone welcome to join!
1 -
Thank you!
Find a little bit of joy in every day.
1
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