Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Fabulous February's No-Spend Days Challenge!
Comments
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I’m going to count today as nsd#5, I spent £2.50 on car parking for an occupational health appointment I needed to attend.
Find a little bit of joy in every day.
1 -
NSD Monday here 😊
KK
As at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 53 books of target 52 in 2026 as @ 27th July.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
@cathybird : Sorry yes, I'm on 9/20 today. No spendies so far this month xxx I must have been very tired when I posted early this morning xxxx
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
spendy day, had a few things to buy. Hopefully tomorrow will be better.
1 -
Another NSD today 😁
MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Another one for me
Current No Spend Challenge: 13/13
2025 No Spend Days: 93/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
February 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
32b3in2013
18
AuntieL
4/15
beanielou
9/19
BlueKelpie26
5/14
cathybird
7/TF
Changeyourlife25
3/10
crazybeautiful
7/20
cuddlymarm
3/15
Deb4
5/15
Dizzycap
9/20
doingitanyway
3/12
Doris17
8/20
Honeysucklelou2
3/10
ilovetea
8/20
InDebtEnby
3/13
KajiKita
8/20
laurenh1
6/18
leftatthetrafficlights
15
LittleMissDetermined
8/20
loopylupin
4/10
Mamma2004
5/10
MissMoneyMishap
12
NeverendingDMP
10
Pinkpieuni
5/10
Prodigal50
10
RhiBi
5/14
Rupacomp
3/10
Sallyp2
15
ShelivesintheShire
20
snugglenush
10
Tenar15
12
Thriftymissus
6/20
ThriftyPrincess40
7/20
VickyA 2
6/15
WannaBeeFree
2/10
yellowstickerfan
15
Everyone welcome to join!
1 -
Haven't posted for a few days but have 5 NSD's to add.
Makes 8 NSD now.
ilovetea xx
Make £2026 in 2026 £212-64
Declutter 160 items in 2026
NSD's in Jan. 24/20. Feb 18/200 -
0
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