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The Top Regular Savers Discussion Thread
Comments
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Ok so I might've been an idiot (read was an idiot) looks like I paid £200 to much into one of my accounts and it's been returned to me. I've just got logged in again now and checked.
My account still stands, fingers crossed I get to keep it, and erm cough cough one or two of the others which are maturing shortly.
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My Co-op regular saver matured today and I can't log in to my account. Tried on the website and via the app and getting error message. My wife also tried to login to her account and getting the same problem.
Tried to reset my security details but it doesn't even recognise my username!
Anyone else having the same problem?
edit: just seen this on their website.
There is upcoming planned maintenance to some of our services
We’re making some changes to improve your experience and keep our services secure. There is upcoming planned maintenance across our mobile app, online banking and automated telephone banking services from 10pm Tuesday 3 March until the early hours of Wednesday 4 March.
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Coop website worked ok for me an hour ago. I went to check my account as I'd been sent a "security alert" about sending myself a S/O to a reg saver (which was paid yesterday anyway) so thought it sensible to check my account. Login and all parts of the website seemed to be working ok
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Do many have the Principality one year bond? At 4.75%, it's looking appealing now tbh
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If I were you I would open one of these (PBS Regular Saver Bond Issue 37) towards the end of this month so that you can deposit £250 into it then and another £250 into it at the start of April! That will help to maximise the interest it earns over the next year and also ensures that it matures in late March 2027, crucially that is before income tax on taxable savings interest is increased by 2% for all taxpayers from 6 April 2027 onwards!
That's exactly what I'm planning to do btw.
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Yes I have the Principality - 1 Year Regular Saver Bond Issue 37 - Yearly interest, 4.75% FIXED, max 3000 pounds deposit at 250 a month, should get around 70 pounds interest if fully maxed?
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Well their security thing is on overdrive - have now had 3 fraud texts for 3 different standing orders to RS accounts in my name that went out yesterday…
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Had to call co-op to withdraw the funds from my matured regular saver to my Santander current a/c. 20 min wait but everything went smoothly.
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I have it but only £1 in at present.
4.75% isn't that appealing right now, but who knows what will happen over the next 12 months? We're expecting a gradual reduction in the Bank of England rate, maybe to 3%, but if some great crisis unfolds then that rate could be almost zero very quickly.
Principality regular savers allow early closure without penalty as well, so I always nab each issue as they are released.
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