The Top Regular Savers Discussion Thread

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/82164229#Comment_82164229

You need to view the Hanley page in "desktop" mode on a mobile device to see all the options.

adindaspantai

https://forums.moneysavingexpert.com/discussion/comment/82163903#Comment_82163903

In the past I was using Debitcard to pay Skipton RS to meet partial condition of £500 debit card spending for Halifax £5 monthly reward. But this is no longer the case because Halifax scraped its £5 monthly reward a few months ago. Skipton RS Account is one of a few RSs account left that allow people to deposit via debitcard

I just removed my SO instruction from my Bank AC and will do manual FP each month from now on.

snookerloopy96

https://forums.moneysavingexpert.com/discussion/comment/82164355#Comment_82164355

Thanks for the tip, still doesn't allow me to send a message.

Never mind.

UKX69

https://forums.moneysavingexpert.com/discussion/comment/82164080#Comment_82164080

yes, I was asked for a statement a number of years ago when I first set up my account. Just posted the statement and had it back almost by return. Don’t know if they accept any other method.

adindaspantai

https://www.monbs.com/savings/regular-saver/

Monmouthshire BS Regular saver i9. This is not a top RS as it only pays 5% but withdrawal is allowed. Also if you already have the previous issue, it will not be an additional work, apart from apply and set up the first payment.

I did not see any restriction to apply for this RSA for those who has a previous issue ??

Is my understanding correct ?

flaneurs_lobster

MONMOUTHSHIRE

Is my understanding correct ?

Agree with your reading of the terms.

If this had been £500/mth (or more) rather than £250 then might have been useful.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82164537#Comment_82164537

I applied for one (already have the previous issue maturing on April 1st.) Haven’t funded yet as Hanley, Scottish and Principality RS have 2 weeks to go or thereabouts. It was actually quicker to apply for than any Monmouthshire account before it, with others there was some sort of processing, do not close this page screen. Time will tell whether applications via app have been improved or it was just that there were few applications for this one so it went through immediately.

I was surprised the limit was so low, especially as they’ll recently have had an exodus of a lot of £12k’s (18 or 24 if someone had a fully funded Branch Exclusive and/or RS6 as well.) But given the withdrawals, it’ll do as a holding account (my best EAs are 4.75% and 4.5% as I don’t switch them like I do RS as the objective is not to have much in them.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82164613#Comment_82164613

I prefer to stay on the top of EAs, all my EAs are currently paying 5%. I have some 5% RSs for speculative purposes, but not for a temporary storage.

20122013

https://forums.moneysavingexpert.com/discussion/comment/82152113#Comment_82152113

PRINCIPALITY BS Christmas and (other) Regular Savers (RS)

Yes, two of my Regular Savers (RS) (Xmas and Bond 36) will be maturing in two to four weeks, and the next issue is available from two weeks before the maturity date. While I was on the phone, I was told that if I want to keep the same account details, I can use a secure message online or call them to make the request, as long as it is within two weeks before the maturity date and not before. The balance will be transferred out / remain in the account, apart from the minimum required balance to fund the new issue.

PS Thank you to all who has put the bank . product name clearly visible either at the top and / bold in their message - very helpful.

10_66

https://forums.moneysavingexpert.com/discussion/comment/82164355#Comment_82164355

You don't have to use a mobile to see all the options. I use a PC and can see all message options (including the maturity options).