The Top Regular Savers Discussion Thread

where_are_we

My Scottish BS RS maturity was on Thursday - goes into Instant Access Saver 2 today. Bit of a misnomer calling it an instant access account when money transferred to nominated account today takes one business day. So as well as money not being available for a day after maturity you have to wait until Monday for funds to arrive in your nominated account. A good rate of 6.5% slightly tarnished.

I left £1 in IAS 2 for presence.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82163336#Comment_82163336

Worse than that, it's been paying only 6% since January.

I (kind of) got round the weekend delay by emptying the thing a couple of days before maturity then just mopping up the interest later. Left a £ behind too.

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82163336#Comment_82163336

Scottish BS Are you sure it didn't mature into that instant account late yesterday?

Mine did - between 22:00hrs and 23:00hrs. At this time I requested an almost full withdrawal and it was in my C/A mid morning and then I moved to my proper higher paying account not long after.

I can't fault SBS.

Kim_13

My SBS has less than £200 left in it anyway. Don’t they charge £10 for a same day withdrawal? Min balance is £50 for the RS vs £1 for the IA so I’m hesitant to schedule it for before conversion in case they close it.

snookerloopy96

Recently begun another new RS with both Nat West and RBS, could somebody please remind me do they take the money of a weekend?

Mine is due tomorrow.

topyam

Last of Principality RS matures soon. How is everybody maintaining a relationship with Principality? Leaving £1 in an account? Which one?

KneadtheDough

Furness

For anyone who might need to access their regular savings with Furness next week:

Furness Digital Savings web platform and our mobile apps (iOS and Android) will be temporarily unavailable from 5.30pm Tuesday 13th October until 6am on Wednesday 14th October.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82163539#Comment_82163539

I've got a bonus 5 online been opened for ages at 4.25%, but notice they have a triple access at 4.30% which would do the trick for your £1.

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82163537#Comment_82163537

I have done an internal transfer to both of those Digital Regular Savers at a weekend.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82163537#Comment_82163537

They don't take money, you have to send it. It depends which account you send the money from - some send standing orders on non-working days, most don't.

Or you can send a manual payment.