The Top Regular Savers Discussion Thread

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82162651#Comment_82162651

Probably be end of day then

bioboybill

My First Direct RS matured on Monday and the interest was added. I expected it to disappear on Tuesday and return as an EA account the next day, which is what happened last year. However, it is still sitting there showing as a RS with 1.5% interest rate, and it can't be accessed. Is this normal? I would obviously like to withdraw it and set up another.

sheffieldeagle

https://forums.moneysavingexpert.com/discussion/comment/82162471#Comment_82162471

Good timing. Just received maturity email but no date.

Cheers

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82162789#Comment_82162789

Same, just received Hanley Economic email, rather generic with no specific date mentioned "as your Smart Saver account approaches maturity". Shame there is only a branch version of the Smart Saver available at the moment, branch visit is not an option for me.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82162817#Comment_82162817

Same, offering another as a maturity option only would have been nice given that the Smart Saver product still exists.

I’ll be letting it convert, transferring all but £1 (my understanding is this new account is the cheapest way to retain membership) into my Boosted Base Rate Tracker and withdrawing what I need from there to fill October RS capacity.

masonic

https://forums.moneysavingexpert.com/discussion/comment/82162698#Comment_82162698

Best option is to phone them. They can usually sort it while you wait.

bioboybill

I got on to First Direct live chat and they moved the money from my RS into my current account while on chat. They said the RS would be changed into an EA account too, but it's still a RS at the moment.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82162651#Comment_82162651

Scottish BS

Yes, it's a bit misleading "Your 12-month Regular Saver will mature on 08/10/2026. On this date we’ll add the interest you’ve earned to your balance and transfer your money to an Instant Access Saver account." However, today is not over yet😀 I guess it will morph at midnight.

qbadger

Scottish BS

Interest has been added in my account

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82162974#Comment_82162974

Scottish

Thanks - I've just checked and it's morphed into an Instant Access 2 with just over £102 interest

👍