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The Top Regular Savers Discussion Thread
Comments
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I did this recently and opened and funded my new account as of this morning. I withdrew my funds to my current account and sent a message to ask for it to be closed and the interest paid to my current account.
the interest wasn’t paid to my current account it was credited to my RS which I withdrew. A few days later it vanished from my Home Screen and i successfully applied for a new one.
The whole procedure took about a week in total.
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Just going through accounts to submit info for tax return and it transpires my wife has TWO Virgin regular saver 7s. The unfunded one shows 6.5%. Anyone else had this? Can /should she fund it?
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TIPTON - opened an account (PC i think, or maybe post). Funded. Have account No etc. Not showing on PC. Downloaded app.. Logged in. Only goes to 'open new acconuts… nothingto get tomy account……?
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Fwiw I've been able to (inadvertently) set up an extra account at VM in breach of terms.
They spotted it after funding and returned my funds.
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I am very happy today, I've just found 5k.
What with most reg savers being online I forgot that I had a Mansfield reg saver, what a nice surprise. Either that or I'm an idiot.
Make your own minds up.
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Virgin
I had this with issue 1 two years ago. I funded both. About 3 weeks later the funds from one of them were returned with accrued interest and the account was closed.
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two Tipton thoughts - after opening an account via app, I had to wait for an access code to arrive in the post before I could log into the app; secondly, there is a note on their homepage about app registration issues…
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I'm almost sad that my mildly obsessive spreadsheet-keeping makes it very unlikely that I'll find a previously unaccounted for £5k.
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Being an obsessive regular saver collector but an almost equally disorganised person, being currently in the middle of putting the information together for my tax return I have had several similar surprises in recent days, which has been the only pleasure associated with this highly irritating annual task!
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That's one reason I don't often go for branch-based/postal accounts. The other reasons are all related to my laziness; it's often too much faff so CBA becomes the default for those type of accounts.
Thanks for mentioning Mansfield though, reminds me that I have 2 Mansfield accounts therefore I need to check my spreadsheet to ensure they're present. BTW .. if anyone hasn't used Mansfield then you're missing out, they do seem to be highly efficient; Customer Service is exemplary (so far !) .
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