The Top Regular Savers Discussion Thread

wiseonesomeofthetime

https://forums.moneysavingexpert.com/discussion/comment/82112720#Comment_82112720

My maturity was Saturday, though I had withdrawn the £12,000 deposited on Friday.

Saturday morning, like another poster, it was still showing as RS8, but later in the day that changed to an Easy Access account with a balance of £495.24 (interest)

Withdrawal requested Saturday pm, however, not expected until 4pm today, per previous withdrawals.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82112748#Comment_82112748

Principality maturities always show in your account exactly 14 days before maturity and you can select your choice of options. I think the lack of letters is more a reflection of the chaos within Royal Mail rather than anything Principality related.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82112753#Comment_82112753

Yes, this. Certainly not going to complain about a reduction in PrinBS mailings.

RosieRooBear

Principality 6 mth R/S

Both myself and my hubby have two each maturing end of this week. We both received letters in the post regarding their maturity, which we had already given instructions for online. We then received a further four letters thanking us for the maturity instructions, so no reduction in correspondence for either of us.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82112764#Comment_82112764

Re: Monmouthshire BS - in the same position, was due to mature on Sunday, though still showing in online banking with no interest paid yet… but android app (not working all morning) shows interest has been paid… i'll leave it now until tomorrow to check online again and withdraw the whole balance.

Born2Save_3

Principality maturities

No letters received for maturities for a few months. Received email for 1 account but not another, 2 weeks before maturity.

I'm trying to keep accounts going even with minimum balance for good future maturity options and possibility to slip through the net, if applicable.

Born2Save_3

https://forums.moneysavingexpert.com/discussion/comment/82112431#Comment_82112431

Maybe good news. Just called and told that internal processes have changed in past few days, which means that they are no longer steadfast on passbooks. Apparently they have new withdrawal, closure and lost passbook forms. Also told that they will accept good photos, scans of completed forms emailed to them.

Asked and told, no knowledge of good RS forthcoming.

Born2Save_3

MonBS

If you're looking at your accounts through the website, best check the last update date and time, ie :

"Your Accounts - Last Updated 24/08/2026 06:51:30 BST" - just over 9 hours ago.

The app shows more timely updates.

There is a message on the website that they are having a high volume of calls presently. Before I checked my app, I was in the phone queue and told I was eighth. After seeing my concerns were not necessary from the app, I hung up after 30 mins.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82113302#Comment_82113302

Re: Mon BS - just checked again for the last time today and still not updated online (still showing same update time as yours)… not really bothered as even if I make a withdrawal now, I assume it wouldn't be actioned until tomorrow.

while i'm here, does anyone know what Mon BS does when accounts are closed (by the user) - do they send printed statements for those accounts out in the post, or should I just download transactions/interest statements myself before closing ?

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82113191#Comment_82113191

The website has been updated to state that no passbook will be issued if the account was opened online, so the CS appear to have been spot on in their advice.

Wonder how this affects accounts that already have a passbook but were opened online. Online had limited functionality the last time I logged in, so time to try resurrecting my online access. The account would be slightly more appealing if indeed it is possible to get money out online. I prefer not to chase EA rates and would happily use the account as a dripping tray if it's no longer necessary to pay postage. 4 withdrawals a society year so 8 between now and next October if timed right.