The Top Regular Savers Discussion Thread

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82111131#Comment_82111131

Monmouthshire

I too had problems with my memorable word not working. Can't remember how I managed to reset it - I don't recall having to wait for something in the post, but that may have been the case. I need to access via the website from time to time as you can't do everything in the app (and it's rather annoying too).

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82111173#Comment_82111173

Think the MonBS Memorable Word is case sensitive, if that's not been taken into account?

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82111186#Comment_82111186

Yeah, I knew that. I'm 95% sure I was entering it correctly, and since Hal17 reported having the same problem, I suspect it might be one of Monmouthshire's quirks. Maybe they reset your memorable word after a certain period of time, but don't bother telling you.

where_are_we

Co-op regular saver (1) @7% - I have opened a current account and went for the recent switch offer (first switch offer I have qualified for after many years of inactivity!) and then opened a RS. Co-op security extreme for opening current account and opening RS. I presume I can fund the RS direct from an external account and set up a standing order from an external account and make 13 payments in total?

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82111221#Comment_82111221

In short, yes but if you are meeting the eligibility requirements for the extra £75 switch offer (3x£25) you might want to pay into your current account and set up a co-op SO to the RS as this will go towards the £1500 pay in. Not that it matters too much as you can withdraw as soon as paid in anyway! I’m in the same boat as you……got the switch offer and recently got the first £125. I also opened their RS.

where_are_we

Thanks jaypers - Co-op RS - I prefer the the direct payment from an external account and subsequent 12 SO`s as I will keep just £1 in current account. The £1500 payment into the Co-op I just do manually in and then straight out. Just off to Tesco`s to buy 5 single carrots using the debit card.

mhoc

Hanley - sent me an unexpected secure message today. It said they will send another secure message 14 days prior to the maturity of the one year smart saver - which does not mature until mid October - 60 days time! (Not that there is even any suitable maturity options yet to even think about as yet. We already have the branch savers)

Monmouth - am I the only one not fretting about early closure, the bank holiday hold up and what to do with the big lump sum…. I will withdraw when we get beyond the bank holiday and the proceeds will sit in the easy access at 4.45% but not for long, at most 7 weeks. I have very few regular savers maturing over the winter months from November onwards so on November 1st it will be redistributed to pay the November regular saver standing orders.

Zopa - I do have automatic updates so I am still seeing the old version and I am going to hold back from updating as the new version is very difficult to navigate and buggy - OH has the updated android version which I still have not fathomed … but I will imagine there will be even newer updates if enough people complain about it

Darlington - As well as the maturing 12 month esaver which I will mature into an easy saver which I will then empty except for £1 - I also have the Regular saver 3 at 4.75% - the lowest one I have but still above the easy access account rate - mainly I have this to keep continuity and hopefully Darlington will have something bright and shiny before it matures in December.

s71hj

https://forums.moneysavingexpert.com/discussion/comment/82111016#Comment_82111016

So mine matured Thursday my wife's Friday. We both applied for a new one Friday before matured funds came through. Her new account is showing already and matured funds available for withdrawal. Neither for me so it all seems a bit random!

Bridlington1

Ecology BS RS

Has anyone tried refreshing their accounts? Just conscious that the end of the month is coming round and if it's quick/easy to refresh it'd be handy to push the maturity date of my account on to the end of the month.

Bob2000

Suffolk building society RS 5% (30.09.2026) 13th payment?

Hello. I opened this account on July 28th last year, but it doesn't mature until 30th Sept. So, can l add an additional £250?

I didn't fund the account for five of the months during the 14-month term .