The Top Regular Savers Discussion Thread

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82096111#Comment_82096111

This is exactly my scenario too.

The positive thing is when they read the secure messages (and if they read this forum) they won't be able to distinguish between @CricketLady and myself 😂

ToastLady

Ecology RS

Finally managed to get application done and accepted yesterday. Problem now that BoS gave warning yesterday of not matching details, and still the same today. Details I entered were correct, I checked using Zopa account and everything matched up. Wished I had made Zopa my nominated account now.
Anyone else had same problem with BoS/Halifax/Lloyds?

SJMALBA

https://forums.moneysavingexpert.com/discussion/comment/82096233#Comment_82096233

Ecology BS - no COP match

Yes, myself (Bank of Scotland), @MaxBlax and @wmb194 (both Lloyds) - I went ahead with the deposit, and it arrived instantly.

So far, this lack of COP match seems to be only an LBG problem…?

bubieyehyeh

I set my nominated account for ecology to zopa. However any payments were not sent, zopa said they were returned, but ecology said they never got there. Zopa said (probably ai) they weren't blocking. So I rang ecology and they changed the nominated account on phone why I was talking to them and I paid from another account and it was received while I was on a short 5min call.

Also if you previously had a ecology account and you applied with same email address it failed to submit on last page, when I rung ecology they deleted my email address from my legacy profile and I was then able to apply, ecology person apologized I have to reapply. However I was very impressed with the two ecology people I spoke to on the phone. Especially the change of nominated account done 5min before closing.

jd84

Ecology COP

Yes same issue from Halifax too, so definitely a Lloyds/HBOS issue...

Application was easy enough, although I thought asking salary and job title was a bit intrusive, rarely ever get asked that for opening savings accounts. I'm sure even some of my current accounts don't know that info.

The intended deposit amount also wasn't clear if this was supposed to be a monthly or yearly figure? Most places do seem to ask that question now, so it must be part of some checks they have to do, or are they just trying to estimate their income?

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82096248#Comment_82096248

Thank you. I didn't pay yesterday thinking I'd wait for COP, hmmph. Glad though to hear it seems to be a Lloyd's group problem.

https://forums.moneysavingexpert.com/discussion/comment/82096265#Comment_82096265

Thank you for that. I changed my nominated account to Zopa and it came up with "Declined". I'll call them on Monday.

jaypers

Halifax/Lloyds Question

I have Halifax Credit cards, Reg Saver and some Instant Access accounts…..no current account. Do not have any Lloyds or BOS accounts.

Still using the Halifax app and haven’t received email invitation to migrate to Lloyds app yet. If I try it now will it work and once I do eventually move, will I be able to open a Lloyds RS too?

molerat

https://forums.moneysavingexpert.com/discussion/comment/82096289#Comment_82096289

You can set up a Lloyds access without any invitation. As long as you use the same details, the mobile number is usually the governing factor, it will see all of your LBG accounts. It happily accepts the same log in details as long as the user name is not already taken. You can then open the 8% RS. I have posted on the current account thread that MrsM has lost her Hfx access a week after setting up Lloyds access and opening the RS.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82096313#Comment_82096313

Thank you for info re Halifax closing within a week of opening Lloyds, I missed that. Expect mine to go the same way next week then.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82096313#Comment_82096313

Thanks, that’s really useful info. Everything on the Halifax site says to wait for the invitation but I’m guessing they want to control/phase it.