The Top Regular Savers Discussion Thread

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82095963#Comment_82095963

Manchester still showing on website https://manchester.co.uk/savings/product/manchester-regular-saver-issue-1

BestSeagull

https://forums.moneysavingexpert.com/discussion/comment/82095946#Comment_82095946

Thanks. I was on the website, couldn't find an app? At the end of the application, while still on the website, I was given their sort code and account number and a 9 digit "reference". It looks like the reference might be the account number but I'm not sure if I should do a test transfer when the account hasn't appeared yet.

CricketLady

https://forums.moneysavingexpert.com/discussion/comment/82096102#Comment_82096102

This happened to me yesterday - I instantly paid the £250 using the sort code and account number that I was given on Manchester's website using that 9 digit reference number. I then logged back into Manchester to see a smaller, seven digit number as my reference! I sent a secure message asking if the funds would be transferred or if I should send the money again and await the return of my first deposit, but about two hours after this, I received an email saying that my funds had been received, and sure enough, when I logged on again, there they were!

I'm pretty sure that when they message me back they'll ask me to use the new reference (as opposed to the application reference) but I'm already on it and planning to do that from next month.

As it's now the weekend I wouldn't be surprised if your account doesn't show until Monday, by which time it should give you the proper seven digit reference. I'd wait till then - my experience has shown that you could pay with that nine digit application reference, but I don't think it'll get credited any quicker than if you do it on Monday as soon as the proper seven digit code is visible.

Hope this helps!

xxx

Anagran

https://forums.moneysavingexpert.com/discussion/comment/82095953#Comment_82095953

Bank of Scotland

When requesting to close the account the bot gave me the instructions on how to do it myself. The bot asked if this had worked, so I said no. At this point I was directed to the real person. Exactly the same scenario for my partner. This is how most people "got around" no. 2 I believe.

kermchem

https://forums.moneysavingexpert.com/discussion/comment/82095963#Comment_82095963

I applied for still available Manchester RS issue 1 last night as a new customer. Got application reference but no second e-mail with log in ID. Guess it will be Monday before a human in Wallsend sorts that out.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82096111#Comment_82096111

if it helps, when I did made the deposit yesterday to Manchester BS, I used the 7-digit account number as the reference rather than the longer reference stated in the letter - both passed CoP, and I had a vague recollection from Issue 1 that the reference was only for the first deposit… deposit arrived fine without issues and I received sms/email confirmation about an hour later.

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82096111#Comment_82096111

This is exactly my scenario too.

The positive thing is when they read the secure messages (and if they read this forum) they won't be able to distinguish between @CricketLady and myself 😂

JamesRobinson48

https://forums.moneysavingexpert.com/discussion/comment/82095963#Comment_82095963

Manchester BS: I see it as no particular surprise that, for now at least, Manchester BS is offering two quite different RS products in parallel: a two year RS and a one year RS - the former is available online to new customers, whereas the latter is not available online to new customers! It has not been uncommon for building societies to run multiple RS products at the same time, differentiating by tenor (e.g. Principality BS 6 months vs 1 year), by membership status (e.g. Skipton BS, Yorkshire BS), or by some other customer criterion (e.g. restricted to local residents, teachers, NHS employees, etc).

ToastLady

Ecology RS

Finally managed to get application done and accepted yesterday. Problem now that BoS gave warning yesterday of not matching details, and still the same today. Details I entered were correct, I checked using Zopa account and everything matched up. Wished I had made Zopa my nominated account now.
Anyone else had same problem with BoS/Halifax/Lloyds?

SJMALBA

https://forums.moneysavingexpert.com/discussion/comment/82096233#Comment_82096233

Ecology BS - no COP match

Yes, myself (Bank of Scotland), @MaxBlax and @wmb194 (both Lloyds) - I went ahead with the deposit, and it arrived instantly.

So far, this lack of COP match seems to be only an LBG problem…?