The Top Regular Savers Discussion Thread

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82095943#Comment_82095943

Yep. Exactly the same account. Opened it for DD, kept it going for a few years (despite later there were better alternatives), and when they scrapped DD I decided to keep the account with £10. I didn't stay with Ecology for speculative reasons, I just like their ethos and want to be part of it (even if it is a very small part).

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82095061#Comment_82095061

In your query in no.3, it's the reopening of a Regular Saver before the anniversary of the closed one that is against their terms and conditions.

In 2, my experience was that the bot didn't direct me to Human CS, it gave me precise instructions how to close it myself (which I didn't, of course). So how do you get around that?

kermchem

Manchester BS RS issue 2

It appears that the issue 2 account can either be opened online by those who already have online access, or in branch. Not available online if you do not already have an account.
Ah well, open an issue 1 today, and issue 2 later.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82095960#Comment_82095960

Newcastle RS1 was reported to be NLA 5 hours ago so I'd be surprised if Manchester's is still on offer (one owns the other).

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82095963#Comment_82095963

Manchester still showing on website https://manchester.co.uk/savings/product/manchester-regular-saver-issue-1

BestSeagull

https://forums.moneysavingexpert.com/discussion/comment/82095946#Comment_82095946

Thanks. I was on the website, couldn't find an app? At the end of the application, while still on the website, I was given their sort code and account number and a 9 digit "reference". It looks like the reference might be the account number but I'm not sure if I should do a test transfer when the account hasn't appeared yet.

CricketLady

https://forums.moneysavingexpert.com/discussion/comment/82096102#Comment_82096102

This happened to me yesterday - I instantly paid the £250 using the sort code and account number that I was given on Manchester's website using that 9 digit reference number. I then logged back into Manchester to see a smaller, seven digit number as my reference! I sent a secure message asking if the funds would be transferred or if I should send the money again and await the return of my first deposit, but about two hours after this, I received an email saying that my funds had been received, and sure enough, when I logged on again, there they were!

I'm pretty sure that when they message me back they'll ask me to use the new reference (as opposed to the application reference) but I'm already on it and planning to do that from next month.

As it's now the weekend I wouldn't be surprised if your account doesn't show until Monday, by which time it should give you the proper seven digit reference. I'd wait till then - my experience has shown that you could pay with that nine digit application reference, but I don't think it'll get credited any quicker than if you do it on Monday as soon as the proper seven digit code is visible.

Hope this helps!

xxx

Anagran

https://forums.moneysavingexpert.com/discussion/comment/82095953#Comment_82095953

Bank of Scotland

When requesting to close the account the bot gave me the instructions on how to do it myself. The bot asked if this had worked, so I said no. At this point I was directed to the real person. Exactly the same scenario for my partner. This is how most people "got around" no. 2 I believe.

kermchem

https://forums.moneysavingexpert.com/discussion/comment/82095963#Comment_82095963

I applied for still available Manchester RS issue 1 last night as a new customer. Got application reference but no second e-mail with log in ID. Guess it will be Monday before a human in Wallsend sorts that out.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82096111#Comment_82096111

if it helps, when I did made the deposit yesterday to Manchester BS, I used the 7-digit account number as the reference rather than the longer reference stated in the letter - both passed CoP, and I had a vague recollection from Issue 1 that the reference was only for the first deposit… deposit arrived fine without issues and I received sms/email confirmation about an hour later.