The Top Regular Savers Discussion Thread

kermchem

Apply for a BoS online profile using the sort code and account number of a Halifax account. Once you have s profile you can apply for a BoS account

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82069658#Comment_82069658

I go to the BOS reg saver page, click apply and when asked if I already have a profile I click no, otherwise it takes me to the login page where username and pass from Halifax are returning the error message of it not being recognised. If I try to apply for online banking it asks me to register with a

• current or savings account
• loan
• mortgage
• credit card
• share dealing account
• home insurance policy

If I say no, I don't have joined login details I can enter all details but get the above. I do not have any BOS products so that won't work, unless a Halifax current account number would be enough but not tried it. I don't want to risk many attempts as the system may flag it as suspicious behaviour.

ThePirates

8% Regular Savers

Everyone ready for NatWest and Royal Bank of Scotland to launch their 8% Regular Savers tomorrow?

I don't think they can leave it very long.

Then FD and Coop to up theirs?

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82069665#Comment_82069665

Thank you this has worked. Account open.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82069681#Comment_82069681

Bit confused seeing as pre-requisite is to have a BOS current account. Is it really worth the risk?

Bridlington1

My word this has been a busy day on the thread, I leave you alone for 24 hours due to being busy outside the forum and I come back to over 200 new posts.

I've just spent the best part of 5 hours staring at spreadsheets and sifting through documents because my conveyancer's wanting more bank statements off me (going back to early 2024 now and I fear this is the tip of the iceberg).

I'm cream crackered now so I'll take the rare decision to postpone updating p1 of this thread to reflect the new LBG regular savers till I wake up tomorrow morning.

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82069707#Comment_82069707

Always depends on risk appetite and individual circumstances, in which case the answer is yes.

What didn't work is to renew the 5.5% Halifax saver for an Everyday Saver. It did open the Everyday Saver but the regular saver is still there and operable, even after a log out and log in via online banking and app. Maybe it is too late in the day and it now takes an overnight run ut doubt it as both accounts have a different account number. Never renewed an acocunt before so maybe I just to ***** for that. Everything is possible.

Won't be funding any reg saver until at least tomorrow or even Thusday/Friday anyhow. Don't want to put money in and receive tomorrow a lovely text that the account is closed, frozen, blocked or whatever.

Speculator

https://forums.moneysavingexpert.com/discussion/comment/82069716#Comment_82069716

If you are renewing the Halifax regular, it should turn into an Everyday saver with the same sortcode and account number as the Regular saver.

If you are seeing both, do they both have the same sort code and account number?

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82069723#Comment_82069723

I see both, same sort code, entirely different account numbers. Maye I am too late and LBG IT has been on it, who knows. I also got an email telling me my Everyday Saver account is now open.

hoppy2

crikey i've just come back off holiday and there's pages of info to go through, can anyone give me the quick route to opening the 8% RS with Halifax and BoS I've already got the 5.5% ones, is there any loss of interest or a penalty?

Thanks