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The Top Regular Savers Discussion Thread
Comments
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For the Santander RS, it doesn't matter because monthly periods are account months (e.g. 27th to 26th) and not calendar months. For calendar-month accounts, you avoid scheduling SOs towards the end of the month; some banks even state in their terms that transfers should be completed by the 25th of the month.
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It will just be on the next working day. The 1st will still be in the same month as the 27th, as the Santander Regular Saver is based on account month, not calender month
I consider myself to be a male feminist. Is that allowed?0 -
Yes I did! But I think they are quite small compared to the popularity of their RS products.
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The examples are how much you get after 12 months at 8% and how much you for 13-24 months at 3% and the total you'd have after 24. I guess this is because they have people closing it after 12 and opening a new RS, so trying to get them to keep it open for 24 months showing how much they'd have.
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Santander RS
Has anyone who has closed a Santander Regular Saver 2 weeks+ ago received the closure confirmation letter they send out in the post yet? Wondering if they have stopped sending this.
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
I don't wait for the post. I just log in via the app and have a look
I consider myself to be a male feminist. Is that allowed?0 -
Me neither, but normally they send one and I haven't seemed to get it this time.
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
Not yet, but it is too soon for me. i can read the letter online, however.
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Bucks BS
The T&Cs only state that the first deposit must come from the nominated account.
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Heads up if you have a cambridge bs regular saver. I have a extra reward rs about to mature, that is maxed out and paid into on 1st of every month so was expecting a bit more than the £117 interest shown in estimated balance example in the product info.
My account is showing less than £100 interest in estimated of final balance, so I queried this and was told the amount was correct and the £117 was wrong.
Not impressed I replied why are u still using it in your product info if it's wrong. Asking them to think again, waiting to hear back.
I mention it since u might want to double check if u have a rs with Cambridge BS
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