The Top Regular Savers Discussion Thread

mon3ysav3r

Looks like Bucks are being busy today as my Buckinghamshire RS is also open and available, and COP validates.

I made a payment from my current account, and then my bank blocked it as being a suspected scam.

After a long phone call (initiated by myself, I hung up on the original call - itself flagged by my phone provider as a scam number!) the payment has been released. The red flag was apparently that this was the first payment ever made to this account (although I have made many payments to other Bucks accounts). The bank fraud team suggested sending a pound first so as not to trigger the warning, before sending the full amount, but I thought thats exactly what scammers do!.

My bank fraud team didn't seem to understand how many smaller Building Societies use a clearing bank such as Barclays, and that some regular saver accounts (such as Ford) only allow one payment per month, so sending a smaller amount is not an option.

Ghostcrawler

https://forums.moneysavingexpert.com/discussion/comment/82046229#Comment_82046229

mine was pending for 3 days today, so sent them an email asking why £250 has not showed up and they swiftly responded and made it available, they said they are still in backlog and working through. Linked bank will show as awaiting approval until next week when they will start working on it.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82046264#Comment_82046264

the postal/branch accounts can be opened by email and in my experience take a day or two to open…

SJMALBA

https://forums.moneysavingexpert.com/discussion/comment/82046273#Comment_82046273

Received an email circa 15 minutes after adding manually, to confirm that the account had been added to mybbs; however, when checked online, still not showing, but perhaps after the next update?

Other than that, all seems ready to go...

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82046269#Comment_82046269

I've not had any blockages for a number of years, but I had in the past by a variety of banks. It was obvious that most of them were triggered by sending £1 followed by a larger sum the same day. The blockages stopped when I changed strategy - delay a larger sum until next day. When CoP was introduced I stopped sending test money, no need for it anymore.

dealyboy

Bucks BS Regular Saver payment

I made a first payment of £10 from my nominated account (Santander Everyday Saver) this morning at 9am, logged in to mybbs and added my account, received e-mail confirming account integrated at 1pm, made a further payment of £240 at 1.30pm … and when I next logged in at 3.30pm my balance was £250.

Ghostcrawler

https://forums.moneysavingexpert.com/discussion/comment/82046315#Comment_82046315

if still not appearing by tomorrow then best to send them an email and they will resolve it quickly

bioboybill

I have a Santander Edge account in my sole name and a joint account with my wife. I opened the 8% RS yesterday. Would my wife be able to have one in her name funded from the joint account?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82046526#Comment_82046526

Don't know, but it seems that I can't have a second despite having two Edge current accounts.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82046526#Comment_82046526

This should be OK. She has a current account which entitles her to open the 8% RS. It doesn't matter if the account is sole or joint.