The Top Regular Savers Discussion Thread

janusd

https://forums.moneysavingexpert.com/discussion/comment/82046723#Comment_82046723

when it is available, just download the application form, complete it and send it as an email attachment to enquiries@dudleybuildingsociety.co.uk - should take a day or two to open and then you can fund.

btw - you missed the old Loyalty Saver that went NLA today, but you likely wouldn't have qualified to open it anyway… the new replacement issue 3 looks likely to be launched 1st July or shortly after and you will qualify for that.

when it was listed on Moneyfacts this morning, it was branch/postal - but as i have a completed form from a previous application, i will just edit the product name and apply by email again.

avocado1988

https://forums.moneysavingexpert.com/discussion/comment/82046771#Comment_82046771

Thanks so much for confirming everything very clearly and for your advice - I just realised I made a mistake on the date thanks to the poster above and to you. I think I may follow your advice on emailing the application form through for this as I have my previously saved version and just need to adjust the page on the product name for the loyalty saver(or whatever name they give this).

Slinky

https://forums.moneysavingexpert.com/discussion/comment/82046697#Comment_82046697

Most of mine are funded via Santander and I've very rarely had any issues with new payees. I'm able to force payments through without COP on days a new account may be opened (checking very carefully of course).

Slinky

https://forums.moneysavingexpert.com/discussion/comment/82046759#Comment_82046759

We never had any problems when sending £20K on multiple consecutive days to our solicitors when buying a house, however we did actually make an appointment with the bank in advance to explain what was going on. Don't know if that had any bearing on it.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82046742#Comment_82046742

I think your theory could be correct. Lots of transactions going through Bucks' clearing account in a short space of time, but this is similar to many other building societies. Possibly Natwest have an "exempt" list and need to add Bucks to it ASAP.

CricketLady

https://forums.moneysavingexpert.com/discussion/comment/82046697#Comment_82046697

Hello! In answer to your question "What other banks have people had problems with, and which others generally work ok?" - with regard to Buckinghamshire Building Society AND Teachers, I've used my Club Lloyds and have never had a problem.

Hope this helps

Sending you all a virtual Magnum xx

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82046844#Comment_82046844

Thanks for the Magnum!

The benefit of collecting regular savers, and doing current account switches, is that I have several current accounts to choose from. If Natwest are potentially causing problems then I'll give Lloyds a go.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82046697#Comment_82046697

Blocked payments

I've had it with First Direct, Lloyds, Al Rayan. TSB and few more (can't remember all, it was a while ago). The only reasonable one was Al Rayan, they just asked me to confirm, the call took about 3 minutes. Other calls took between 30 minutes and 1 hour. The most ridiculous question I can remember was "After this transaction you will have no money left in your account, how are going to support yourself?". Another one didn't believe that Chase is the real bank - "when and where did you hear about Chase, are you sure this is not a scam?". I urged them to have a closer look at my transactions, so they can see a string of transactions to my Chase CA. All I was doing was trying to set up payee directly to my Chase Saver. Tells that some of these "fraud investigators" don't know much about the industry they are working for.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82046738#Comment_82046738

Both. First payment will be on New Year's eve and the second when it is matured.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82046897#Comment_82046897

I think that after their frontal lobotomies, the fraud team purely follow their script with no added humour.