The Top Regular Savers Discussion Thread

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81938668#Comment_81938668

https://forums.moneysavingexpert.com/discussion/comment/81939239#Comment_81939239

L'bro

I received my 3 letters 2 days ago, all dated 13th March. My local post always works very well (normally next day delivery), so I guess the letters have been sent much latter than they've been issued. Not very well organised and could reduce the cost by sending letters per customer, not per account😀

The delay doesn't bother me personally, the new rates are still above my minimum. Super and Holiday are approaching their maturities anyway and I'm happy with 5.4% for Retirement (I'm over £10k in Retirement and there's no other place that pays 5.4% on lump sum).

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81939503#Comment_81939503

Principality 6M issue 6

A miss from me. I have a handful of 5% RSs that I don't fund, no point having another one, and currently have 11 accounts with Principality so plenty of material for "maturity options" and continuous membership.

georged123

Is the Zopa Biscuit 7.1% saver per calendar month?

I opened the account on the 17th, am I able to put another £300 on the 1st?

masonic

https://forums.moneysavingexpert.com/discussion/comment/81939881#Comment_81939881

You'll find it at the top of post 3 in this thread. It is per account month.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81939881#Comment_81939881

No, it's monthiversary. You have to stick to 17th.

easysaver

First Direct Regular Saver

I've been paying in £1k a month to the linked 1st Account and immediately transferring it back out. Is this still a requirement to avoid charges? I think it used to be but I can't find it anywhere on their terms. This is a long standing account, i.e. I've no need to do this for any switch bonus

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/81939975#Comment_81939975

The only payment that goes into my 1st Account is to cover the regular saver. I don't recall ever having to pay anything else im

MisterMotivated

I think they abandoned that quite some time ago. I certainly only ever transfer the £300 needed to fund my RS

Bob2000

So yesterday, l just got in and grabbed the principality 6 month RS Issue5 at 7.5% before it went kaputt for issue 6 at 5%

Sooo.... l funded it straight away with £1 and now plan on adding £199 on the 31st, then another £200 on the 1st April.

Does it really matter that much, though, or am l better off just adding the £199 now and then the £200 on the first?

Thanks

masonic

https://forums.moneysavingexpert.com/discussion/comment/81940016#Comment_81940016

Are you earning more than 7.5% on the £199 currently? If not then it would be better to add ASAP, albeit the difference will be pennies over 4 days.