The Top Regular Savers Discussion Thread

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81935646#Comment_81935646

I didn't think it was possible to change the date of the SO with First Direct. You can with HSBC but not with FD to my knowledge.

You can vary the amount though and one thing to note is that with both HSBC and FD you can catch up on missed deposits in future months.

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/81935679#Comment_81935679

Seems I was confused with the date versus the amount. Apologies for the digression.

Jazzking

Monmouthshire

Despite getting the account details directly upon opening the new account in the app, I got my first £500 sent back to me today. No email or messages notifying me why, neither is the new account showing in the app yet (though I was expecting to have to wait a couple of days)

Not sure why this is the case, will give it a few more days to see if it shows up before calling them, but surely they won't take my £500 deposit into my 'old' account as counting as the March deposit would they?

Section62

https://forums.moneysavingexpert.com/discussion/comment/81935709#Comment_81935709

Probably because the account hadn't been fully set up before you made the payment - Monmouth have some manual processes they complete between account opening and the account becoming fully active. (e.g. manually adding the account to your online profile)

qbadger

Dudley Regular Saver

The account number is now visible in my online account. Am I right in thinking the open/maturity date for this account is based on first deposit?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81935754#Comment_81935754

Seems not looking at my transaction history, maturity date is a week earlier that 1st deposit + 365 days.

mhoc

https://forums.moneysavingexpert.com/discussion/comment/81934779#Comment_81934779

Any update?

I had an issue 36 mature on Monday so I put in maturity instructions late Sunday with the inevitable result - initially I had the maturity proceeds arrive in the morning followed by the other £200 late afternoon. I didnt really expect anything else.

I am now gathering funds to pay for the April SOs so this account has matured at the right time.

Possibly if I'd asked instead to mature into a new regular saver 37 maybe possibly … but I am going to start Dudley in the meantime.

Some you win and some you loose - so far I've won 2 and lost 1 ,quite happy with that result. April has about 4 accounts maturing so we will try again.

Bigwheels1111

https://forums.moneysavingexpert.com/discussion/comment/81935817#Comment_81935817

6 days to go, still allowing maturity option.

Will find out on the 30th.