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2026 - consolidation and calm

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Comments

  • jwil
    jwil Posts: 23,974
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Thank you. I'll try and get something. They are very aware of our impacts on the world and good at not being wasteful generally.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,974
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £10

    Car balance Sept 25 - £11,031 - now £7,607

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,492
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite

    Hiya I've finally caught up. Glad you've enjoyed some lovely days out and you've been doing so well with everything.

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Sept 26- just under 62k

    June 25 Debts in my name were £5170. Now 6122 (Oct 26)
    DH debts ?? at a guess £15k
  • jwil
    jwil Posts: 23,974
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,974
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £12

    Car balance Sept 25 - £11,031 - now £7,606

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Rhyddid2026
    Rhyddid2026 Posts: 1,548
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Where's @jwil ?

    What's the pad update?

    What's the car balance?

    Hope all is well x

    Debts                04/01/25       01/09/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
  • beanielou
    beanielou Posts: 101,386
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Just realised that you have not been around. Hope all is well 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • teapot2
    teapot2 Posts: 3,935
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Was thinking yesterday that not seen an update for a while so hope all ok 🤞🏼

  • Sun_Addict
    Sun_Addict Posts: 26,291
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Hope you’re ok x

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • ArtyJ931
    ArtyJ931 Posts: 420
    100 Posts Photogenic Name Dropper
    Forumite

    Last active at 6.45 today so online but not updating maybe.

    DFW info LBM: March 26

    Total 03/26 69,481

    My DMP Diary - year 1

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

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