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2026 - consolidation and calm

1697072747578

Comments

  • jwil
    jwil Posts: 23,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank you. I'll try and get something. They are very aware of our impacts on the world and good at not being wasteful generally.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £10

    Car balance Sept 25 - £11,031 - now £7,607

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,462 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    Hiya I've finally caught up. Glad you've enjoyed some lovely days out and you've been doing so well with everything.

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • jwil
    jwil Posts: 23,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £12

    Car balance Sept 25 - £11,031 - now £7,606

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Rhyddid2026
    Rhyddid2026 Posts: 1,350 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Where's @jwil ?

    What's the pad update?

    What's the car balance?

    Hope all is well x

    Debts                04/01/25       01/06/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,800
    Lloyds CC          £6,112.60      £3,795
    1st Direct CC     £176.03         £0
    CC total             £20,411.34    £13,595
    OD                     £1100            £0
    Car loan             £4,000          £3,200
    1st Direct Loan  £10,684.44    £6,110
    Total                  £36,195.78    £22,905
    EF £2,100
    HF £168.49
  • beanielou
    beanielou Posts: 100,254 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Just realised that you have not been around. Hope all is well 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 15months left.
  • teapot2
    teapot2 Posts: 3,821 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Was thinking yesterday that not seen an update for a while so hope all ok 🤞🏼

  • Sun_Addict
    Sun_Addict Posts: 25,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hope you’re ok x

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • ArtyJ931
    ArtyJ931 Posts: 266 Forumite
    100 Posts Photogenic Name Dropper

    Last active at 6.45 today so online but not updating maybe.

    DFW info LBM: March 26

    Total 03/26 69,481

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

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