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2026 - consolidation and calm
Comments
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Boo to Little jwil ‘s school.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.1 -
Swap you your 28 for our 34 on Friday 😁
Hope little jwil has coped okay!
Annoying about the car but good that it wasn't a having to get insurance companies involved situation
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Your PAD is looking great this month!
Debts 04/01/25 01/07/26
Natwest X2 £14,122.71 -
Barclaycard - £10,200
Lloyds CC £6,112.60 £3,795
1st Direct CC £176.03 £0
CC total £20,411.34 £13,995
OD £1100 £0
Car loan £4,000 £3,000
1st Direct Loan £10,684.44 £5,275
Total £36,195.78 £22,270
EF £2,210
HF £71.541 -
Boo to the car. Yay to the weight loss and Tu sale. And reassuring to know that it's not only me that's had a laptop that was having a funny turn in the heat. It's a shame about the school trips but sometimes there's not much you can do is there. I've got one of mine under the orthodontist. We were waiting about 18 months then had some start off APTS and after that was appointments galore. Although once fitted it's every 8-10 weeks which is more manageable, glad to hear you can get it on the NHS.
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k2 -
I know, it's a shame.
Ouch, I feel your pain. It's a sad world when I'm looking forward to it being 28 degrees 🥵
Thank you 😁
Thank you. I'm very relieved we can get it done on NHS, I don't think we would be otherwise!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £166
Car balance Sept 25 - £11,031 - now £7,427
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Happy Thursday! At least tomorrow I'll be able to swelter at leisure instead of having to work. It's 25 already, so I'm going to have to shut everything up in a minute. None of us slept well last night.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I’m off on a school trip , we are up North in the Amber bit , expected 33c . The day has been modified we are going to the cinema in a seaside town with a big tower . We are hoping for a short walk along the beach 😂. All schools in our area are all open . Hope you all survive the day .
Life is an adventure, never stop exploring.2 -
Hope you had a lovely day. Cinema plus beach sounds great!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £6
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £172
Car balance Sept 25 - £11,031 - now £7,426
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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