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2026 - consolidation and calm

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Comments

  • jwil
    jwil Posts: 23,974
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £174

    Car balance Sept 25 - £11,031 - now £7,425

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,401
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Ooh chocolate & strawberries. Yum. 😋

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • jwil
    jwil Posts: 23,974
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • liselle
    liselle Posts: 401
    Seventh Anniversary 100 Posts
    Forumite

    It’s the white skirt or jeans that are my downfall.Always manage to sit in something……

  • DancingInTheRain
    DancingInTheRain Posts: 1,737
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Also a non-white wearer as I can guarantee either dinner medals or random stains will appear 😂 definitely not an issue with anything else I wear 🤷

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 01.10.26 £2994

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, current total 01.10.26 £344

  • Debsnewbudget
    Debsnewbudget Posts: 977
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Forumite

    i always envy the people I see in white trousers, specially going on holiday……I wouldnt even make it to take off before a mark had appeared from somewhere!,

    Mind you I also envy those who manage to take a tiny bag on board as well, whereas I always end up looking like a bag lady

  • beanielou
    beanielou Posts: 101,401
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Well done to little jwil.

    Not a white wearer either. I have one white top.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
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