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2026 - consolidation and calm

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Comments

  • ArtyJ931
    ArtyJ931 Posts: 282 Forumite
    100 Posts Photogenic Name Dropper

    my plan is a non-evergreen climber so I have light overwinter and shade in summer. I have no idea if this is feasible!

    DFW info LBM: March 26

    Total 03/26 69,481

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • jwil
    jwil Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Yes, anything that you need to cut back each year should be lovely!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £9

    Car balance Sept 25 - £11,031 - now £7,407

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • in_need_of_direction
    in_need_of_direction Posts: 8,287 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    nearly into another hundred

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash.:jWeight 12st challenge 11st 2lb
    Gift challenge £40k in 2 years. Short term giftchallenge 7 presents and $1300 can by September.
    Determined to stop defining myself by my mistakes. [/COLOR]Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
    I’m not perfect but I’m good enough.
  • jwil
    jwil Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I've had my parasol base delivered today but not the parasol! Both are marked as delivered, but the tracking hasn't been updated so no one will do anything about it 😡 Just get told that I need to wait 1-2 days and they will refund. I don't want a refund, I want the item! It was on offer, I bet it won't be any more, or it will be sold out as the next heat wave is due to start.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 100,320 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Poor show.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • jwil
    jwil Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I'm not happy, I was looking forward to sitting out in the shade today! The back garden gets no sun in winter and no shade in summer, I can't win 😂 However, the tracking has changed, and it's suggesting it's still due to be delivered, although delayed until Tuesday. Fingers crossed that means it's still coming!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £11

    Car balance Sept 25 - £11,031 - now £7,406

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Happy Friday! Little jwil has an inset day today, but he's still in bed so I guess we're not doing anything 😆 He's on yet more antibiotics for his toe sigh. That's the one that was done as well.

    I'm not feeling great, so don't plan on doing a huge amount. Our recycling has finally been collected, it was missed last week and yesterday, so I've given the food bin a good scrub as it was a little fruity by now!

    I've pulled out my SW books and mags to look through. I've been eating similarly to what I was doing last year, but it's not seeming to work this year, and my 3st is still being elusive! At the moment I've got a gain this week, which is frustrating as I've largely been on plan. I feel bloated and crampy though so perhaps that's why. However, I want to mix it up a bit as I am eating the same things over and over and am getting bored, so I want to try some new things.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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