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2026 - consolidation and calm

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Comments

  • beanielou
    beanielou Posts: 99,168 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Get that £3 quid payed on your loan 😹

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Ok, I've just gone back in and sent another £2 over after my normal pad this morning 😂

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £4

    Jan - £172

    Feb - £203

    Mar - £58

    Car balance Sept 25 - £11,031 - now £8,099

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Now that £100 is going to annoy me until I get into the next number 😁

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • we all know that😋

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £62 😁

    Jan - £172

    Feb - £203

    Mar - £120

    Car balance Sept 25 - £11,031 - now £8,098

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    DH has saved the PAD month today - he won some money on the lottery so gave me £60 to send to the mortgage 😊

    I got up this morning with a nice list of stuff I need to be getting on with, but then thought sod it, and went to the seaside again. It was lovely and sunny and a more pleasant day than last week! I then popped to do a bit of shopping and home for lunch. Tidied round this afternoon. It's been lovely to be able to do all the bedding and get it out on the line over the last couple of days.

    I've finished sorting my tops today so took two bags to school. I've ordered myself a couple from Vinted so that I could get rid of more of the too big ones. It's such a pain trying to buy stuff since they changed the sizing - people don't update their listings, so half the things I look at are sized wrong. I won't buy anything now unless it shows a photo of the size on the label.

    We're off seeing family this weekend again. It feels like ages since we've had a weekend at home, and I haven't achieved anything for ages. It hasn't helped that work has been full on so when I am at home I just vegetate.

    We've signed up for the 100 miles in April walk, and I've made a donation to little miss to get her off the blocks. Hopefully we'll get more of this nice sunny weather to make it more pleasant!

    I won a water butt in a local competition, so we'll be collecting that tomorrow. It will be a nice addition to our existing ones. I need to get back out in the garden. I'm looking forward to when it's warm enough to have all the doors open again. It was warm enough for a bit the other day.

    I want to ramp up the decluttering again. It feels like nothing is really moving at the moment, and it all seems to be much more visible in the sun!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 99,168 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Sssh but I would have paid it off the loan.
    Got to be so careful with Vinted now.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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