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2026 - consolidation and calm
Comments
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PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £36
Car balance Sept 25 - £11,031 - now £8,118
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Car balance has gone down due to CC payment 😁 I look forward to being in the £7ks next month! I have failed miserably at raising additional cash this month, so have dipped into my savings. I've still got 2 weeks to go though, and the amount I withdrew is still less than what I paid out last month so it's an improvement.
We are having a lazy day today, I am exhausted and have no mojo, so sitting in the (intermittent) sun with a book will do.
I gained a shocking 3.5lb this morning 😭 Bit gutted about that, but it's well deserved. Annoying that it's down to rubbish mood rather than doing fun and joyous things. I'm trying to get straight back on it though. I didn't want to go this morning but I'm glad I did. At some point this weekend I want to prep food for this week so that I don't fall down that same hole again.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
We’ve all gained. Me many many times. Keep plodding 🤗
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
If you needed comfort and convenience to get you through the week, then that's what you needed. I'm sure you'll smash it with meal planning and steps next week 💪
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Thank you both. It just feels like such a long way to go to get back to where I was. I've been back on it today so that's a good start!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Someone heard my moaning and has bought one of my ebay items. I'll have a whole £1 to PAD. Go me 😂 Better than it going in the rubbish.
We're watching Scarpetta tonight. I already watched the first episode but now DH has decided he'd like to watch it too so we'll start again. I liked the early books, but thought it got a bit ridiculous part way through. I still read them though.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done to your little Miss , what a sweetheart to think of others , you will be back on track losing weight in no time , the walking will help as well xx
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Thank you 😊 She's got a good heart. It should do me good as well!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £13
Jan - £172
Feb - £203
Mar - £49
Car balance Sept 25 - £11,031 - now £8,106
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
A lovely PAD today! Some pending surveys finally cleared. I sent it to the car as normal rather than savings.
We went to see family today which was nice. The kids gave me some lovely cards and gifts too. We've been chilling this afternoon. DH is in sort out mode which is good. I will have a load of listings to do for him.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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