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2026 - consolidation and calm

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Comments

  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £36

    Car balance Sept 25 - £11,031 - now £8,118

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 99,834 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    We’ve all gained. Me many many times. Keep plodding 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,659 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    If you needed comfort and convenience to get you through the week, then that's what you needed. I'm sure you'll smash it with meal planning and steps next week 💪

  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank you both. It just feels like such a long way to go to get back to where I was. I've been back on it today so that's a good start!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Someone heard my moaning and has bought one of my ebay items. I'll have a whole £1 to PAD. Go me 😂 Better than it going in the rubbish.

    We're watching Scarpetta tonight. I already watched the first episode but now DH has decided he'd like to watch it too so we'll start again. I liked the early books, but thought it got a bit ridiculous part way through. I still read them though.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Newstartforme
    Newstartforme Posts: 385 Forumite
    100 Posts First Anniversary Name Dropper

    Well done to your little Miss , what a sweetheart to think of others , you will be back on track losing weight in no time , the walking will help as well xx

  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank you 😊 She's got a good heart. It should do me good as well!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £13

    Jan - £172

    Feb - £203

    Mar - £49

    Car balance Sept 25 - £11,031 - now £8,106

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    A lovely PAD today! Some pending surveys finally cleared. I sent it to the car as normal rather than savings.

    We went to see family today which was nice. The kids gave me some lovely cards and gifts too. We've been chilling this afternoon. DH is in sort out mode which is good. I will have a load of listings to do for him.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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