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2026 - consolidation and calm
Comments
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PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £24
Car balance Sept 25 - £11,031 - now £8,266
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Glad you had a lovely day yesterday. Great weight loss.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
Having a day at home today. These seem to be few and far between this month!
I've been out scrubbing the patio and paths in the garden this morning, so hopefully they will look a bit better once they dry. I've also done a bit of weeding.
I've also repotted some houseplants and need to find them a new home as they were previously where my new desk is and there isn't room for them there now.
I've prepped roast for lunch as it feels like ages since we've had one. That's using the last of the christmas veg apart from some swede which I froze. It's lasted a nice long time!
We won a lucky dip on the lottery.
DH and little jwil went to the swedish shop yesterday while they were out and picked up some more plates for me to break in the future. They managed to get the same ones so that's good. I will try and be more careful!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee8 -
Thank you 😊 I even slept well last night, so bonus!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
how lovely of the menfolk making that foray on a Saturday
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest1 -
Yes, it was very good of them!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £26
Car balance Sept 25 - £11,031 - now £8,215
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
CC payment has come out so car balance has gone down a bit.
Yesterday I sorted out some paperwork and all my work paperwork including my TUPE stuff is now stored to hand in my desk. I ought to go through it and scan all the important documents.
A 6am dash to mr Ts this morning, as despite me asking several times over the weekend, and being told no, little jwil realised at 9.30pm last night that he was actually cooking today 😡. I did drag him with me and informed him he was lucky I hadn't made him walk there before school. I did resist the temptation to buy breakfast and lunch though so have prepped both instead as I am heading into the office today.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
can’t see him making the same mistake again
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest1 -
You are a good ‘un.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1
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