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Winter Wonders

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Comments

  • greenbee
    greenbee Posts: 18,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Replied to hospital email. Replied to environment agency email. Paid decorator within seconds of invoice arriving.

    Took dog for walk in the pouring rain…

  • Baileys_Babe
    Baileys_Babe Posts: 6,610 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81878670#Comment_81878670

    I'm surprised e-consult is still being rolled out, our surgery has been using it for about 5 years so I assumed everyone was now using it, you live and learn.

    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One     income, home educating family 
  • EssexHebridean
    EssexHebridean Posts: 25,621 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81880068#Comment_81880068

    Ours switched in October apparently. So far, relatively unimpressed - having been asked as I went through the process what method of communication suited me best (email, thanks very much!) I promptly got a phone call yesterday evening offering me an appointment at a time which wasn't suitable, and being met with the usual incredulous reaction when I explained that I work, so no, 10am on a Wednesday morning didn't suit me. I'm now waiting for an email (which I just bet will be a phone call!) with a revised appointment!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Rhyddid2026
    Rhyddid2026 Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I finally arranged an eye test but they have me down as a new customer so I have no idea how that will turn out. Changing to a local opticians was one of my OATs last year but for some reason all the email reminders still come from the old place.

    I also finally remembered to post the vntd shoes today. I am now absolutely exhausted though, ridiculous week at work and despite working longer hours I've managed to get myself further behind. Eurgh.

    Debts                04/01/25       02/02/26  
    Natwest2           £6,509.97      £5,100 
    NatWest CC      £7,612.74       £6,535
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £3.53
    CC total             £20,411.34    £16,088.53
    TSB OD             £500              £0
    1st Direct OD     £600             £0
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44    £7,655
    Total                  £36,195.78    £27,743.53
    EF £1,100.13
    HF £101.43
  • joedenise
    joedenise Posts: 18,340 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81880708#Comment_81880708

    I still get reminders from an opticians I went to pre covid and wasn't impressed with them so never been back.

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,946 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Decluttered some candles and a trinket box

    Cleaned the sink and draining board, finished a cleaning product

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Rhyddid2026
    Rhyddid2026 Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Today I booked my car in to the garage to get my brakes done tomorrow (before I spent the money on treats because February is meh and I am tired).

    I did however replace my mascara, which I have been thinking about since last summer.

    I lit the fire earlier this afternoon, it's dying down now so I've put some stuff on it that helps keep the chimney clean. I usually get it swept in March.

    Debts                04/01/25       02/02/26  
    Natwest2           £6,509.97      £5,100 
    NatWest CC      £7,612.74       £6,535
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £3.53
    CC total             £20,411.34    £16,088.53
    TSB OD             £500              £0
    1st Direct OD     £600             £0
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44    £7,655
    Total                  £36,195.78    £27,743.53
    EF £1,100.13
    HF £101.43
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,946 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 13 February at 5:18PM

    Finally went for walk to get toothpaste etc from cheaper place. Don't know why I always have a mental block on this, it's just slightly out of the boundary I have in my head of near neighbourhood which is daft as its only another ten minutes

    And cleaned the oven, just the fridge to go in the 'start of the month' clean 🙄😁

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Rhyddid2026
    Rhyddid2026 Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Don't underestimate it @PennysIntoPounds , it's how we profile criminals 😂

    Brakes done. That is all and that is quite enough.

    Debts                04/01/25       02/02/26  
    Natwest2           £6,509.97      £5,100 
    NatWest CC      £7,612.74       £6,535
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £3.53
    CC total             £20,411.34    £16,088.53
    TSB OD             £500              £0
    1st Direct OD     £600             £0
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44    £7,655
    Total                  £36,195.78    £27,743.53
    EF £1,100.13
    HF £101.43
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