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Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.Winter Wonders
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Today I've been displaying criminal tendencies by leaving the area and going to the building site. Was long overdue though as I really should put in an appearance more often at our own house that we're paying for.
It was a slight 'mare what with wall and tile colours being completely different to what we'd ordered but no-one can say I didn't go.
Downstairs flooring and underlay has been ordered.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Bought a fridge.
4 -
The torrential rain has stopped me from tackling the run today. I did a bit of prep for it yesterday but the rest might have to wait til the rain eases.
I have however faced up to the massive OAT of shipping. I thought I'd lost the quotes I got at Christmas, but luckily past me knows I have a crap memory and had saved them to a word document. Present me is very grateful. Sometimes the hardest thing is just facing the massive thing you've been putting off. I have faced it, and I have some old quotes, and I have decided which two companies to contact for additional info 💪. That looks like a roast chicken on my laptop but it is meant to be a strong arm.
A few seeds have been planted (indoors).
Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.434 -
Fabulous work @WelshmansDaughter and @Rhyddid2026 👏👏
Steadily making our way through the bag of lentils in the cupboard, made a veggie lasagne
Finished up a little hand cream
Cleaned fridge, so start of month big flat clean finished on the 15th. Such a domestic goddess
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Oh god that means I'll have to start cleaning fridges 🤦♂️
1 -
Nah its not obligatory @WelshmansDaughter 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Emails sent to two shipping companies to get further info.
My tea was delicious lamb chops from the local butcher. You can't always get what you want there as it's supplied by just 3 local farms but it's always amazing quality and taste and very forgiving of my cooking. The Christmas potatoes are starting to look a bit... sad. I'm going to try and have a big push to use up as many as possible by the end of the month.
There are also fruits n veggies in my freezer which may need some attention soon.
Debts 04/01/25 02/02/26
Natwest2 £6,509.97 £5,100
NatWest CC £7,612.74 £6,535
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £3.53
CC total £20,411.34 £16,088.53
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7,655
Total £36,195.78 £27,743.53
EF £1,100.13
HF £101.431 -
I'm getting veggie cottage pie from your 'use it up' contents @Rhyddid2026
Well done emailing for quotes, you're going to be giddy when it finally goes! I think we all will be too 😁🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
When I had some potatoes going over like that I just boiled the lot up and mashed them and then froze them in mounds using an ice cream scoop. Saves them going to waste. Can use them by just reheating them in the oven (a bit like duchesse potatoes) or microwave them to reheat or even bung them all back in a saucepan and whisk them all together with a bit of butter/milk and reheat slowly.
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Finally chose an alternative shampoo and conditioner. A real quality of life thing!
KK
As at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 15 books of target 52 in 2026 as @ 19th February.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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