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Steadily climbing the mountain, enjoying the view along the way
Comments
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Well fine, especially without all your kind functioning properly!
Theladies at my Slimming World group are forever going on about Walk with Rick. I confess for the first few weeks i thought it was Rick Astley doing a workout video 😂😂
3 -
That’s brilliant 😂😂
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Lol I would walk with Rick Astley! Can just imagine
shufflingpower walking along to his songs 😃❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Sympathising on the mothers day card a little late - I spend a lot of time in various places looking for a generic "I hope you have a nice day" (I do hope she has a nice day) rather than anything that implies an untruth.
Walk with Rick Astley, I suppose, is for people who are never gonna run around.😜
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +15 -
This Mother’s Day card thing seems to resonate with many …
Boosh da! And grooooan! 👏😂😂
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Me too with the mothers day cards, and I have a good relationship with my mother! Dont want a 'world's best mum' card though. And fathers day is worse 😬 I usually do a plan card for both, and just write 'happy fathers day' or whatever in it.
2 -
Tbh, it’s getting so hard to find a card without ‘mum’ on it I might well just go for a plain card from my stash next time ..l 🤷♀️
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Weekend was inevitably quiet due to the very drizzly weather and my shoulder, but did manage to make a soup batch and a bolognese batch for the freezer 😊
Been utterly bone tired today and had to stay on late to see the night shift as there was a disciplinary issue to discuss about running a 40T Press without some of the guarding … 😳
Have dug out the MOT date for the car (4th April) and the previous quote for the condenser for the car aircon and need to get both of those booked in. The MOT should be easy (and cheap) but the last quote for the air con last August was £502 - be interest to see how much it has gone up by … I have been putting monies aside for it, so although it will be sad to see the savings balance go down, it will be another step closer to our wedding anniversary trip to France in June 😊
Small OAT - got the heated airer emptied, switched off and away 😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Why do you put your airer away? I keep mine up.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Hope the shoulder improves soon.
Love 🐞
Declutter 984/2026
£62.30 saved by growing and eating my own 2026
books read 5 in 2026
£185 🥳 funpot
🐞change pot £39.531
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