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Steadily climbing the mountain, enjoying the view along the way
Comments
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Thanks @Brie, I suspect that would be too thick and flumphy for me. After various attempts, I settled on this one:
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Morning, I'm playing catch up on everyone's diaries 🙂 I think you've had enough suggestions but I'd just like to say I was suffering badly in the heat and my brain was so tired and foggy I didn't even bother to think of solution 🤣. It's cooled down a bit here these last 24 hours...I hope you've had the same there 🙏🏻
Emergency Fund - £1000
Baby cash emergency fund £210/250
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 24/244 -
@debtfreewannabe321, we’ve had a cooling breeze that started yesterday evening, which even with the beating sun today made it not unbearable. 😊
I managed to get outside for a bit this morning and cleared the garage step which was fast disappearing under various vegetation. Even Mr KK noticed when he got home 😉
Also pulled all the weeds at the front of the house, not fully as the roots are still there but at least it looks tidier 😊In the house I cleaned the windowsill behind the kitchen sink, including the glass bowl that holds the nail rushes, wiping clothes, foam scrubber etc. Looks sooo much better 😊
Knocked up a quick batch of tomato, sage and bean soup for my work lunches.
Washed Mr KK’s stuff along with one of my gardening dresses (I’m getting through two a week atm). All beautifully dried and away. Helped Mr KK unload his bike and decant the Jeep once he got home 😊
Read two novels 😊KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
”read two novels “. In awe. Although I did manage one last week
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
You have been a busy bee.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
That is such a wholesome Sunday ❤️
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Ummmm … I think I might have overdone it a bit. My head was very full of them last night in my dreams! 😂
Kinda. A bit more myself, but could still do with it being cooler in a more sustained way.
Awww … Thank you 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
You read two novels in one day! Wowza! Go you and getting all those jobs done too 💪🏻 wonder woman 😁
Emergency Fund - £1000
Baby cash emergency fund £210/250
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 24/243 -
a two novel day is a great day!
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +11 -
Hi @KajiKita, good to read that you are back on form. How was the chocolate chia seed pudding? You have gardening dresses! Can't say that I have ever read 2 books in one day. I have been thinking about cleaning the kitchen blind and windowsill for some weeks now …. best I get the job done. Enjoy the rest of the week ☺️
1
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